The deal sets out the rules of engagement between banks or funds and Mabs, when they are representing borrowers. Photograph: Aidan Crawley

New rules on how to resolve mortgage disputes have been agreed by the State-backed Money Advice and Budgeting Service (Mabs) and the Banking and Payme(...)

The move comes after an investigation by the regulator that concluded added charges only make it more difficult for borrowers who are in arrears to address the problem

Mortgage lenders can no longer impose legal fees and other charges on borrowers in arrears who are co-operating with their bank to resolve the issue. (...)

Ulster Bank said it was ‘experiencing delays’ applying credits to some customers’ accounts.

Tens of thousands of people suffered delays to their pay and social welfare payments on Friday due a glitch with Ulster Bank’s credit system, although(...)

Some 1,422 of the loans are secured on private homes, while 510 are tied to buy-to-let properties. Photograph: Alan Betson

A vulture fund that is buying almost 2,000 mortgages from Permanent TSB will repossess most of the homes involved, one activist warns. Majority State(...)

Latest Central Bank numbers show lenders were in possession of 1,407 principal dwelling houses at the end of June 2019. Photograph: iStock

House repossessions jumped by almost 75 per cent in the second quarter of 2019, according to figures from the Central Bank. The figures show a total (...)

David Hall, director and co-founder of the Irish Mortgage Holders Organisation.  Photograph: Collins Courts

David Hall, the mortgage debtor advocate, expects 20,000 homes to be repossessed by banks or so-called vulture funds over the next six years. “I thi(...)

Murphy said more houses are required so people can ‘rent with sustainability’. Or, to put it another way, not be made homeless. File photograph: Nick Bradshaw/The Irish Times

Say what you like about the Government, there’s no doubting its sincerity about the right to choose. The Eighth amendment may have been repealed, but (...)

Ulster Bank is selling €900 million worth of mortgages relating to borrowers who are up to five years behind with their loan repayments.  Photograph Nick Bradshaw

More than 3,000 home owners, who owe Ulster Bank €900 million, face the prospect of their mortgages being sold to a vulture fund. The bank signalled (...)

Flac chief executive Eilis Barry: Legal protections needed to be enhanced for borrowers whose loans had already been sold, she said

People could suffer homelessness and extreme poverty without new rules to block the sale of mortgages to so-called vulture funds, the Free Legal Advic(...)

Dealing with a non-performing mortgage on a family home  is a daily reality for 64,510 borrowers, according to   the Central Bank. Photograph: Sean Gladwell/Getty

The first five years of Mary’s mortgage were uneventful. She bought her house with her partner in 2010, in the teeth of the recession. Despite the eco(...)

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