Live long and prosper: Five simple steps to maximise your pension
All you need to know to ensure a comfortable retirement, from tax relief to AVCs

While it’s all very well being a top saver during your working years, you also need to work out a strategy for retirement. Photograph: iStock
If you’ve been spending lockdown cleaning out your presses or watching too much television, perhaps you could also consider using the time to give your pension a little TLC.
Much advice on pensions is focused on working out how much we hope to retire on: the reality for so many of us is we’ll have to make do with whatever we end up with. Working towards a specific goal is simply unaffordable.