Live long and prosper: Five simple steps to maximise your pension

All you need to know to ensure a comfortable retirement, from tax relief to AVCs

While it’s all very well being a top saver during your working years, you also need to work out a strategy for retirement. Photograph: iStock

While it’s all very well being a top saver during your working years, you also need to work out a strategy for retirement. Photograph: iStock

If you’ve been spending lockdown cleaning out your presses or watching too much television, perhaps you could also consider using the time to give your pension a little TLC.

Much advice on pensions is focused on working out how much we hope to retire on: the reality for so many of us is we’ll have to make do with whatever we end up with. Working towards a specific goal is simply unaffordable.

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