Ivor Campbell is the bar manager at Fallon & Byrne. The twenty-something is also the father of one. He's been renting for five years and has lived in as many places in that time.

"The type of accommodation you happen to get in the rental market is a matter of good and bad luck as is your relationship with the landlord or letting agency.

"I lived in one place where the landlady had anything we asked for within 24 hours of us making the request. This sadly is not the norm.

"As a tenant it's frustrating to have to rely on something as quixotic as luck to ensure that your renting experience is a good one. There needs to be more recourse for tenants wh"ve signed leases, to ensure their needs are met.

"Working in the hospitality industry is stressful enough without the added stress levels of trying to get on the property ladder.

"In our parents' day they did things the old-fashioned way, they met, got married, bought a house together and then had children, in that order.

"Nowadays it doesn't work like that. I already have a son, who stays with me once a month. As he gets older I'm going to need to get a place with an extra room to accommodate him.

"Investing in a property of that size for me as a single person isn't feasible.

"But I'm also not ready to settle down and commit to the financial burden of a mortgage. Despite peer pressure to purchase, the idea of a mortgage is a commitment that gives me cold feet."

PROS: financially and physically free to move when and if I want to

CONS: landlords and letting agencies failing tenants' needs