The Money Doctor’s tips for 2019: First, create a personal budget

Now's the time of year to implement small but effective financial hacks

Take an afternoon to avail of offers and switch providers

Take an afternoon to avail of offers and switch providers

Whether it’s the interminable wait for the first payday of the year, a fit of seasonal resolve or simply the wild profligacy of Christmas, January often presents a moment of financial reckoning. Little surprise, then, that John Lowe’s financial bible The Money Doctor has been a perennial publishing favourite around this time of year. But even he is aware that 2019 will present its own set of unique fiscal challenges for many.

“I tend to see a lot of couples who ask can they afford to have a child? It’s amazing now that people are thinking that. Others come in [for an evaluation] and say, ‘I can’t do without my three lattes a day. Over a year, that amounts to €2,000.

The Irish Times
Please subscribe or sign in to continue reading.
The Irish Times

How can I keep reading?

You’ve reached an article that is only available to Irish Times subscribers.

Subscribe today and get the full picture for just €1 for the first month.

Subscribe No obligation, cancel any time.