Eoin Burke-Kennedy

Eoin Burke-Kennedy

Eoin Burke-Kennedy is a business journalist with The Irish Times

The most eye-catching increases were in the accommodation and food service sector, and the construction sector, which added 45,400 jobs, representing a near 90 per cent jump. Photograph: Alan Betson
377,000 jobs created in Irish economy since low point of crash

CSO figures reveal extent of turnaround in labour market since 2012

“Fixed broadband may have been Plan A for the government in 2015 when the rural broadband project was launched, but time and technology have moved on, and mobile broadband has caught up”
Is fibre too costly for Ireland’s broadband woes?

‘Fibre is not future-proofing anything. It is an overspend. It is an overkill’

Ireland is a global hub for aircraft leasing, with approximately 4,000 commercial aircraft leased through companies here, representing a total value of $115bn
Aircraft leasing transactions lead to jump in Irish imports

Latest trade numbers show goods imports rose by nearly 10% to €8.5bn in September

The mid-west region recorded the greatest price growth, with house prices increasing by 21 per cent year on year. The Border region showed the least price growth, with prices increasing by 5.8 per cent. Photograph: Chris Ison/PA Wire
Property price inflation falls to less than 6% in Dublin

Latest official barometer suggests market may be cooling as supply of new homes picks up

The Veggie Steak, manufactured by Dutch firm Vivera, will be stocked alongside conventional fresh meat products at Tesco’s 42 Irish stores
Tesco Ireland targets vegans with new plant-based steak

New Veggie Steak product said to be ‘barely distinguishable from real thing’

Traders on the floor of the New York Stock Exchange on November 13th, 2018. Photograph: EPA/Justin Lane
Markets buoyed by easing trade relations and Brexit ‘breakthrough’

Shares in Swiss-Irish food group Aryzta rise 6.5 per cent to €1.29

President of the European Court of Auditors Klaus-Heiner Lehne. The court said the State was on course to achieve its 2025 broadband targets
Ireland not the only EU state struggling with rural broadband

European Court of Auditors says the lack of rural broadband is pan-European

Irish households in the 35-44 age bracket remain highly indebted since the crash.
We are wealthier than during the boom, says Central Bank

Central Bank data shows net worth of State households hit record figure of €757bn

The Minister for Finance Paschal Donohoe has committed to another review of the levy.
Credit unions must pay another levy next year

Stabilisation scheme aims to build up €30m fund for unions that need support

Prices across the State rose 0.9 per cent in the 12 months to October. Photograph: Alan Betson
Higher housing costs hold Irish inflation close to 1%

Consumer Price Index suggests pricing pressure still relatively modest

John Keaney (above) takes over from Sean Atkinson as Siro chief executive
Telecoms group Siro appoints new chief executive

ESB-Vodafone joint venture appoints John Keaney as its new chief executive

Greencore chief executive Patrick Coveney said the company had received an unsolicited bid for its US business. Photograph: Dara Mac Dónaill
Greencore shareholders approve $1bn sale of US business

Move marks a substantial shift in food company’s strategy

Irish-owned renewable energy firm ClonBio operates Europe’s largest grain-based biorefinery.
Clonbio sees profits jump to €77m amid upturn in ethanol prices

Irish-owned renewable energy group operates Europe’s largest grain-based biorefinery

Kate O’Connell TD with Taoiseach Leo Varadkar, John Higgins, president and chief commercial officer, Avolon and Dómhnal Slattery, CEO, Avolon, at the official opening of Avolon’s new Global HQ at No.1 Ballsbridge. Photograph: Robbie Reynolds
Orix swoops for $2.2bn Avolon stake

Japanese financial services buys 30% stake in Dublin-based aircraft lessor

Aryzta chief executive Kevin Toland and chairman Gary McGann attend the company’s annual shareholder meeting outside Zurich on November 1st. Photograph: Arnd Wiegmann/Reuters
Aryzta identifies key risks to company ahead of rights issue

Troubled Swiss-Irish baked goods group is planning €790 million capital raise

Aryzta CEO Kevin Toland and chairman Gary McGann attend the company’s annual shareholder meeting in Duebendorf, Switzerland, on Thursday. Photograph: Arnd Wiegmann/Reuters
Aryzta shares slump 23% on back of capital raise plan

Investors in Swiss-Irish bakery suffer more losses as management progresses capital plan

Minister Finance and Public Expenditure and Reform Paschal Donohoe
Corporation tax receipts hit record €6.7bn in October

Unexpected windfall puts Government’s finances back on target for the year

Revenue says that more than half of employers that have uploaded their list of employees have less than five employees
Revenue extends deadline for employers to register staff for digital payroll system

New real-time system, known as as PAYE Modernisation, comes into force next year

Tara Kelly from Beaumont “wins” €250,000 on the Winning Streak wheel, with the help of Kamal Ibrahim and Marty Whelan, when the National Lottery made its props available to the public for Culture Night. Photograph: Dave Meehan
Lotto sales hit €800m as online channel recruits more users

Strong performance sees Irish franchise generate €226m for good causes last year

Contactless transactions jump 66% in first half of 2018

Figures show there were 158 million contactless payments valued at €1.9 billion

Owen Killian with the RDS Gold Medal which was awarded by the resident of the RDS in October, 2014 Photograph: Cyril Byrne/The Irish Times
Aryzta’s troubled journey from global industry player to fight for survival

Swiss-Irish food group once hitting turnovers of €5bn now facing debts of €1.6bn

Aryzta chairman Gary McGann addresses the company’s agm in Duebendorf, Switzerland, on Thursday. Photograph: Arnd Wiegmann/Reuters
Food group Aryzta consumed with its finances rather than markets

Heated agm aimed at drawing line under troubled eight-year acquistion binge

Aryzta chairman Gary McGann told shareholders the resolution to raise €800 million in fresh equity was “a last resort and never a first resort”. Photograph: Arnd Wiegmann/Reuters
Aryzta shareholders narrowly approve €800m capital raise plan

Investors to have right to 10 new shares for every one they own in discounted rights issue

AIB chief executive Bernard Byrne’s surprise resignation has sent the Department of Finance into a tailspin. Photograph: Eric Luke
Return of bankers’ bonuses a difficult sell for Government

Analysis: AIB chief executive’s departure leaves department in tricky position

In the third quarter of this year, apartment completions in the Republic fell by 10 per cent to just 355, Goodbody Stockbrokers said. Photograph: Eric Luke
Uncertainty on building standards triggers apartment supply fall-off

Supply of new apartments fell 10 per cent in third quarter, Goodbody tracker indicates

As well as the Carrickmines development, Victoria Homes has acquired sites in Dublin 14, 16 and 18 and has plans to build more than 2,500 housing units. Photograph: Chris Ratcliffe/Bloomberg via Getty Images
Victoria Homes doubles number of homes planned for Carrickmines site to 1,500

Extended plan represents largest residential development undertaken since recession

A Gourmet Burger Kitchen outlet in Dublin: “This arrangement is with landlords of our UK restaurants and has no impact on the separate GBK legal trading entity in Ireland,” the company said.
Gourmet Burger Kitchen restructuring will not affect Irish business

Restaurant chain says plan does not involve separate GBK legal trading entity here

Italian vice premier and labour minister Luigi Di Maio during question time at the Chamber of Deputies, Rome . Photogrpah: Alessandro Di Meo/EPA
Italy reiterates support for euro but won’t change deficit goal

Deputy prime minister says state won’t change its 2019 budget deficit target

The study shows car loans account for 28 per cent of all credit union loans. Photograph: Alan Betson
Car and home improvement loans dominate credit union balance sheets

New Central Bank data shows car loans account for 28 per cent of sector’s loans

Seamus Coffey: “When compared to other EU countries, the contributions of US companies to the Irish economy are double, sometimes triple, that of other nations”
EU tax plan ‘an imminent threat’ to Irish economic model

Chairman of Irish Fiscal Advisory Council Seamus Coffey warns harmonised tax regime in EU could damage Irish economy

Under the current regulations, there are limits on the amount that credit unions can lend out over five and 10 years. Photograph: Frank Miller
Credit unions could become ‘significant’ mortgage players under new proposals

Central Bank proposes easing long-term lending restrictions imposed on sector

Siro, the ESB’s telecommunications arm, dropped out of the NBP process last year, saying there was no longer a “business case” for its continued participation
Dooley says Government should mandate ESB to deliver National Broadband Plan

Fianna Fáil communications spokesman says semi-State should be brought in to break impasse

Former minister for finance Micheal Noonan: Minister for Finance Paschal Donohoe has confirmed Mr Noonan and several department officials met Enet representatives in December 2016. Photograph: Cyril Byrne
Government had ‘open door’ policy towards NBP bidder, TD claims

Records reveal Noonan met representatives of telco Enet before firm’s contract renewed

Traders work on the floor of the New York Stock Exchange. Photograph: Victor J Blue/Bloomberg
European shares eke out weekly gains

Aryzta falls further as company’s capital raise gets support from shareholder proxies

Aryzta CEO Kevin Toland addresses the company’s annual news conference in Zurich.
Aryzta cost-cutting advisor hired by Australian poultry giant

ISS changes mind on Aryzta and backs €800m capital raise

Victims of the hepatitis C blood contamination scandal and Magdalene Laundry survivors will not pay tax on their compensation payments under previously unannounced measures in the Finance Bill. Photograph: Dara Mac Dónaill
Magdalene and Hep C compensation to be exempt from income tax

Government’s Finance Bill provides tax relief for victims while closing other loopholes

IFA president Joe Healy: “There is a loss of confidence in the banks among the farming community.” Photograph: Alan Betson
Vulture funds ‘killing off’ viable farm businesses, IFA claims

Joe Healy says short-term, debt-recovery tactics damaging agriculture sector

At the height of the boom in 2006, a record 92,000 homes were built in the State. Photograph: Jason Alden/Bloomberg
Construction of new homes jumps 17% but still lags demand

CSO figures show much current residential construction is centred in and around Dublin

The UK is the single largest supplier of Irish imports, accounting for 22% or €17.5bn of all goods imported in Ireland during 2017. Photograph: Alan Betson
Extent of State’s exposure to Brexit revealed by CSO figures

Republic’s reliance on United Kingdom for trade and tourism detailed in fresh analysis

Dublin Port passenger numbers have risen 3.3 per cent, principally because of a 43 per cent jump in cruise passenger numbers. Photograph: Dara Mac Dónaill
Brexit uncertainty may be taking toll on tourist traffic at Dublin Port

Port firm finds drop in tourist vehicles amid preparations for looming customs changes

Ryanair launched a bid to buy Aer Lingus in 2006. It did not succeed. Photograph: EPA
Ryanair wins EU court’s backing in VAT refund case

Airline is trying to recoup €777,700 in VAT connected with its Aer Lingus takeover bid

Kevin Toland, CEO and Dan Flinter non executive director of Aryzta at the company’s agm in Dublin last year. Photograph: Alan Betson
Aryzta shareholders urged to vote against €800m capital raise plan

Investor advisory firm suggests plan is being fast-tracked without adequate consultation

European Central Bank president Mario Draghi is credited with quelling the debt-crisis storm of 2012 and the potential break-up of the euro zone. Photograph: Francois Lenoir/Reuters
ECB’s Draghi to appear before Oireachtas committee next month

Frankfurt’s top man accepts invitation to discuss banking sector and tracker controversy

Michael Carvill , Managing Director Kenmare Resources .Photograph: Bryan O’Brien
Kenmare announces maiden dividend for shareholders

Dublin and London-listed mining firm says dividends would be based on 20% of profits

Traders on the floor of the New York Stock Exchange. US stocks fell on Monday due to Saudi tensions and worries over borrowing costs and tariffs. Photograph: Michael Nagle/Bloomberg
European shares hit two-year low on Brexit and trade war fears

Greencore shares slide almost 9% as Irish food group announces exit from US market

‘Cost of building the network is roughly €2,000 per home or business’. Photograph: iStock
Naughten’s departure plunges broadband process into crisis, but can it be salvaged

Government faces two difficult choices to keep the process on the road

Denis Naughten resigns as Minister for Communications on Thursday: Mr Naughten had originally only admitted to meeting David McCourt at a social event in New York in July
Minutes reveal Naughten in direct negotiations with McCourt

Department publishes minutes of meeting between Minister and McCourt in June

The Central Bank has previously calculated that a no-deal Brexit could mean output here falls by 2.7%, costing up to 40,000 jobs over five years.
Theresa May’s Chequers plan may cost State 20,000 jobs

Central Bank says UK compromise Brexit would take heavy toll on Irish economy

Denis Naughten resigns as Minister for Communication on Thursday. There are rules and protocols around procurement. They strictly forbid direct canvassing of government and government ministers during a tender.
National Broadband Plan hangs in the balance

Ex-minister Naughten reckless in agreeing to unrecorded private meetings with bidder

Taoiseach is ‘satisfied so far’ over Naughten’s meetings with broadband bidder

Anger grows over Minister’s contacts with lead bidder for State-backed €500m plan

Prices rose nationally by 0.9 per cent in the 12 months to September, the highest level recorded since April 2017 Photograph: Victoria Jones/PA Wire
Rising rents drive Irish inflation to 18-month high of 0.9%

Latest Consumer Price Index shows main driver was increase in the cost of housing

Enet was left in pole position to win the Government’s NBP contract, said to be worth over €500 million, following the surprise exits of Eir and ESB-Vodafone joint venture Siro. Photograph: Michael Smith/Getty Images
Denis O’Brien associate appointed new head of broadband bidder Enet

Peter McCarthy to replace Bartley McElroy as head of Limerick-based telecoms group

Denis Naughten, Minister for Communications, announcing details of the National Broadband Plan at Government Buildings last year. File photograph: Cyril Byrne/The Irish Times
Ministers criticise Naughten’s handling of broadband controversy

‘Drip feed of information’ about meetings with lead broadband bidder ‘not helpful’

US stock indexes dived about 1% on Wednesday. Photograph: Michael Nagle/Bloomberg
Tech sell-off causes sharpest fall in three months

Iseq experiences one of the indexes biggest single-day falls of year, dropping 174 points

In hot water: The Minister for Communications Denis Naughten. File photograph: Gareth Chaney/Collins
Denis Naughten admits to further meeting with lead broadband bidder

Minister admits he met David McCourt in Dublin in June and earlier facilitated and paid for Dáil lunch for McCourt’s family

Minister for Finance Paschal Donohoe: “Our ability to withstand economic shocks needs to be stronger.” Photograph: Donall Farmer
Housing, health and Brexit protection main focus of budget

Paschal Donohoe’s other measures include USC alleviation and hospitality VAT hike

Since early 2013, prices across the Republic have increased by 81.1%, while Dublin prices are up by 94.5% from their February 2012 low
Property price inflation moderates to 8.6% in August

Latest figures show price growth falls to lowest level in nearly two years

Denis Naughten, Minister for Communication, Climate Change & Environment announcing details of the National Broadband Plan at Government Buildings. Photograph: Cyril Byrne
Explainer: Broadband and Naughten’s New York meeting

Where is the National Broadband Plan going and why is it taking so long?

The Department of Communications insists the lead equity bidder has been a Granahan McCourt-controlled entity from the outset of the procurement process. Photograph: Michael Smith/Getty Images
State-backed fund takeover of Enet adds twist to broadband process

Irish Infrastructure Fund to buy remaining stake in former broadband bidder

The Government is under intense pressure to address the State’s housing problems amid a series of rallies and sit-in protests. Up to 10,000 people took part in the #RaiseTheRoof protest in Dublin last week. Photograph: Alan Betson
Housing experts warn Government against short-term measures to address crisis

More incentives for buyers will only inflate land values, say experts ahead of budget day

Fianna Fáil’s communications spokesman Timmy Dooley: “It’s now clear that the final remaining bidder is no longer the same entity.” Photograph: Gareth Chaney/Collins
Government’s broadband process should be ‘halted’

Fianna Fáil’s Timmy Dooley questions whether final bidder can undertake project

Construction activity eased in September in the Republic.
Construction activity eased to 11-month low in September

Business activity in North falls as Brexit remains a concern, Ulster Bank’s PMI shows

Minister for Finance Paschal Donohoe. The Government is likely to use an unexpected €1 billion in corporation tax receipts this year to help with the health budget. Photograph: Donall Farmer
Most taxpayers don’t trust Government to spend public money wisely

Survey suggests taxpayers support Government’s planned expenditure on infrastructure

Burberry fell 5.6% along with shares in European luxury goods companies as concerns persisted over a slowdown in China. Photograph: Taylor Weidman/Bloomberg
European shares fall after bond yield surge

Luxury stocks down on China concerns while Danske slides over money laundering probe

Live Register unexpectedly rises in September

Latest monthly figures show number of claimants rose 1,600 to 212,600 last month

“Is it the case that I shouldn’t meet with people prepared to come in and invest in the country?” asked Denis Naughten. Photograph: Dara Mac Donaill
Minutes of Naughten’s New York dinner meeting with David McCourt released

Department wanted any changes to consortium to be ‘avoided’ or ‘kept to a minimum’

Monaghan-headquartered LacPatrick has been in exclusive talks with Cavan-based Lakeland since June
LacPatrick agrees merger deal with neighbouring Lakeland Dairies

New entity will become State’s second-largest dairy processor, with 1.8bn litre milk pool

Some 8,600 businesses exported goods from the Republic in 2016, with nearly 80 per cent exporting to the UK. Photograph: iStock
Brexit: 3,400 Irish exporters trade exclusively with UK, CSO report finds

Finding underscores Republic’s vulnerabilities in face of UK exit from EU

Web Summit chief executive Paddy Cosgrave . Photograph: Getty Images
Web Summit to stay in Lisbon until 2028 as part of new €110m deal

Annual technology conference agrees new deal with Portuguese government

Minister for Finance Paschal Donohoe: he will have little scope for giveaways in next week’s budget unless he raises taxes elsewhere
Tax receipts still running behind target ahead of Budget 2019

Latest exchequer returns show Government collected €37.5bn in tax so far this year

The average value of properties being purchased by first-time buyers was put at €287,081, which was €20,596 or 8 per cent up on the previous period.
New mortgage lending jumps 22% to €3.75bn in first six months of 2018

Central Bank figures indicate consumers are borrowing more to purchase dearer homes

Unemployment in Ireland falls to new post-crash low of 5.4%

State’s jobless rate is now three points below the euro zone average

The company makes burger buns for McDonald’s in north America and owns the Cuisine de France brand in Ireland.
Aryzta shares advance 33% despite €470m loss

Company has been shoring up investor confidence due to US interests and acquisitions

Minister for Communications Denis Naughten announcing details of the National Broadband Plan at Government Buildings last year. Photograph: Cyril Byrne
Denis O’Brien’s entry provides another twist to State’s broadband saga

Should Government be dealing with O’Brien via Actavo with investigations taking place?

Tánaiste Simon Coveney at the PwC/Irish Times tax summit at the Intercontinental Hotel in Ballsbridge, Dublin. Photograph: Nick Bradshaw
Brexit is a ‘lose, lose, lose’ damage limitation exercise, says Coveney

Tánaiste tells PwC/Irish Times tax summit that 90% of withdrawal treaty is agreed

Theresa May and Leo Varadkar attend a bilateral meeting during the informal summit of European Union leaders in Salzburg, Austria on Thursday. Photograph: Leonhard Foeger/Reuters
Detailed backstop proposals urgently needed, Varadkar tells May

Brexit is a ‘lose, lose, lose’ damage limitation exercise, Simon Coveney says

Some 40 per cent of respondents of a PwC survey specifically singled out housing as a bottleneck in the economy that could potentially frustrate their business plans. Photograph: Alan Betson
Nearly half of Irish business leaders see housing as impediment to growth

Survey reveals rising level of concern about housing crisis and its impact on workers

Seamus Coffey, chairman of the Irish Fiscal Advisory Council: “We’ve seen a huge swing in our favour.” Photograph: Dara Mac Dónaill
Government’s €6bn windfall could be wiped out, warns economist

Corporation tax take beats forecasts and interest remains low, but reverse could happen

Eir chief executive Carolan Lennon, and director of regulatory and public policy Gary Healy: Ms Lennon said 42 per cent of Irish people lived in rural areas compared to an EU average of 27 per cent. Photograph: Dara Mac Dónaill
Eir CEO defends decision to exit National Broadband Plan

Carolan Lennon says investing in rural broadband complex and costly

Minister for Finance Paschal Donohoe will have €270 million or so for tax cuts unless he takes further revenue-raising measures.
Five ways Donohoe could raise €1.5bn extra in Budget 2019

Irish Tax Institute lays out some revenue-raising options for Minister for Finance

The Irish Tax Institute’s report showed the net pay of single-income earners on €35,000 a year is down 3 per cent compared with 2008. Photograph: Heinz-Peter Bader/Reuters
Workers paying more tax than 10 years ago, says Tax Institute

Industry body highlights burden of personal tax still being paid by middle-income earners

The National Ploughing Championships begin on Tuesday. Photograph: Alan Betson/The Irish Times
Lifting of milk quotas raises farming output to over €8bn

Central Bank report warns of potential negative shocks from Brexit, CAP reductions

Stronger earnings and weak inflation drive Irish consumer spending

Latest survey suggests household goods remains best-performer

Minister for Finance Paschal Donohoe and Minister for Housing, Planning & Local Government Eoghan Murphy at the launch of the establishment of the Land Development Agency. Photograph: Gareth Chaney/Collins
Government policy making housing crisis worse, expert claims

UCD academic Orla Hegarty says Goverment ‘policy tweaks’ is fuelling land speculation

Taoiseach Leo Varadkar launching Project Ireland 2040; the National Planning Framework and the 10 year National Development Plan. Photograph: Alan Betson
State spending described as ‘reckless’ as full employment looms

Economist Seán Barrett says plan will undermine Ireland’s hard-won recovery

Prof John FitzGerald’s research suggests that in the event of a hard Brexit, the only way the North could stay in the EU is by leaving the UK, which opens up the possibility of a united Ireland. Photograph: Aidan Crawley/EPA
United Ireland would see living standards in Republic fall by 15%

New study shows impact on South if Northern Ireland lost €11bn subvention

Minister for Finance Paschal Donohoe at the Dublin Economics Workshop in Wexford. Photograph: Conor McCabe Photography
Donohoe insists corporation tax base is ‘stable’

Minister says he does not expect to see current growth in the tax to continue

House prices nationally have risen 50% since the trough of 2013, while rents are up over 80% since 2010
How Ireland’s property crisis is affecting the real economy

Housing issue is affecting disposable income, mobility, competitiveness and quality of life

A trader on the floor of New York Stock Exchange. Photograph: Bryan R Smith/AFP/Getty Images
Europe’s trade-sensitive stocks climb on news of US-China talks

In Dublin, Ryanair falls lower as industrial strife at the airline deepens

The CSO said the construction sector grew 3.2% in the second quarter. Photograph: iStock
Strong exports drove growth of 2.5% in second quarter, says CSO

Output increased across all major sectors, with ICT up by 13%

The Hilton Hotel in Kilmainham, Dublin, is owned by Tifco
Irish hotel group Tifco to change hands for up to €600m

State’s second-largest hotel chain owns 18 hotels and manages others

European Commission president Jean-Claude Juncker. Photograph: Vincent Kessler/Reuters
EU should scrap national vetoes on tax, says Juncker

Commission president’s comments likely to cause disquiet within Government

Property firm Yew Grove issues first set of results following IPO

Group reports annualised rent roll of €4.6million from existing portfolio

Ormonde Mining reports good progress at tungsten project in Spain

Irish mining group promises crushing plant elements will be in place by end of September

Fine Gael Senator Kieran O’Donnell: “I believe that the Irish banking market needs further competition.” Photograph: Alan Betson
O’Donnell sees role for public banking system in Ireland

Fine Gael Senator says Germany’s Sparkassen model could be adopted here

Central Bank figures show the net worth of Irish households rose to a record €732 billion in the first quarter of 2018, equating to €150,768 per person. Photograph: iStockphoto/Thinkstock/Getty
Irish households now officially wealthier than during boom

Central Bank figures also show Irish households among most indebted in Europe

Irish consumers have been moving away from the purchase of new models in favour of buying used premium brands in the UK
Consumers opting for used car imports while sterling remains weak

Latest vehicle licence figures show 10% pick-up in used imports from UK

Irish Fiscal Advisory Council said almost all small open economies in Europe, with the exception of the Republic, are running budget surpluses.
Financial watchdog says ‘adverse shock’ to economy inevitable

Irish Fiscal Advisory Council calls on the Government to improve budgetary position

The State’s official unemployment rate was 5.6% in August. Photograph: Getty Images
Rapid employment growth sees Live Register hit 10-year low

Latest monthly figures show number of claimants fell by near record 6,800 in August

“The current legal system makes it difficult for banks to repossess collateral to resolve loans, and so long-term mortgage arrears are the product of a long repossession process”
‘Irish legal system’ to blame for high number of long-term mortgage arrears

Central Bank study notes cases are rare internationally where repossessions are easier

More articles