Home renovations and tax

Sir, – The Government recently introduced the home renovation incentive (HRI) scheme with the twin aims of boosting the struggling construction sector and combating the black economy, by offering home owners a rebate on the VAT element of the costs of renovating. On both counts, this is a very positive proposal which will be welcomed by hard-pressed taxpayers.

However, the complicated implementation of the scheme may be its undoing.

In short, it works like this: I find a building contractor to carry out the works, and he provides me with various certificates to show that he is tax-compliant. When the job is complete and paid for, I provide him with my local property tax property ID. The contractor must go online and enter all the details of the job within 28 days of completion. However, I won’t get an immediate VAT refund, but I will receive an additional income tax credit over the following two years for the value of the VAT element of the costs.

Getting a detailed, written quote from a builder can be difficult, as can a final invoice or receipt, so I can see some problems persuading a contractor to go through this HRI process online. There is, of course, a far simpler way to save on VAT which has been with us for quite some time. Which one would you choose? – Yours, etc,

READ MORE

PAUL WALDRON,

Woodpark,

Ballinteer, Dublin 16.