EBS has introduced a new investment product designed to take the risk out of stock market investment. Secure Investment guarantees the full return of capital invested at the end of five years and also promises a lock-in on annual performance value. If, at the end of the five-year period, the market performance is higher than the highest lock-in, the higher value will be paid. The fund does not charge entry or exit fees but a minimum investment of £5,000 (€6,348) applies.