Check your credit history: It’s easy to do and you can amend any mistakes

If you agreed a mortgage holiday with your bank due to Covid, it is doubly worth looking

If you’ve failed to pay your gas bill or your rent, or defaulted on a mobile phone contract, this information won’t be disclosed. Photograph: iStock

If you’ve failed to pay your gas bill or your rent, or defaulted on a mobile phone contract, this information won’t be disclosed. Photograph: iStock

With the Irish Credit Bureau no more, the credit register operated by the Central Bank has become the only source for checking a borrower’s credit history.

For those whose finances have been affected by the Covid-19 pandemic, or others who have never done so, the move may be an opportune time to apply for a copy of their credit history to ensure that what’s being recorded is up to date and accurate.

The Irish Times
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