Since a mortgage is normally the single biggest household expense, rising rates present a serious challenge. Photograph: iStock

As the cost of living continues to inch up, it’s possible that pressure will mount on the European Central Bank to start to increase interest rates on(...)

Finance Ireland is the largest non-bank lender in the State. Photograph: iStock

Finance Ireland, the largest non-bank lender in the State, has appointed senior Ulster Bank executive Damien Daly as chief operating officer. Mr Daly(...)

Before you sign on the dotted line for a fixed-term mortgage, you need to consider what you might be giving up by fixing for so long. File photograph: Getty

Long-term mortgage rates have never really taken off in Ireland, despite their popularity elsewhere. In fact, the only mortgage rate with a term of mo(...)

Finance Ireland entered the home loans market in late 2018 after it bought Pepper Money’s €200 million home loans portfolio and mortgages platform. Photograph: iStock

Non-bank lender Finance Ireland is launching a range of long-term fixed rate mortgages for home owners in Ireland, with options up to 20 years availab(...)

‘If you’re on a fixed-rate mortgage, you will be constrained should you wish to switch.’

And just like that, about 28 per cent of the Irish mortgage market appears to be up for grabs with the confirmed departure of Ulster Bank and planned (...)

A quick check of the rates shows that Ulster’s 2.6 per cent is still short of the 2.2 per cent on offer at Avant if your loan is less than 80 per cent loan to value. Photograph: Gareth Fuller

We are actually thinking of switching our mortgage to Ulster Bank from Bank of Ireland to take advantage of the five-year fixed rate. The Ulster Bank(...)

Mortgage rates on investment properties are never as competitive as those available to owner-occupiers. Photograph: Simon Dawson/Bloomberg

I have an investment property with an outstanding mortgage of €100,000. The property is worth about €250,000. I am currently paying the mortgage at a (...)

Given the current turbulence and the lower rates, I’d go for a fixed rate. Photograph: Thierry Roge

My daughter just got mortgage approval despite the Covid-19 crisis. She is lucky to have a permanent teaching post. Do you suggest fixed or variable p(...)

Just last week, the Economic and Social Research Institute think-tank – which informs Government policy – reported that many Irish families could make “large gains” by moving a mortgages to one of their current lender’s competitors. File photograph: Getty

Up to 160,000 Irish families are out of pocket every month – by as much as hundreds of euro – because they simply haven’t looked at switching their mo(...)

Bank of Ireland executive Karena O’Sullivan is to become Finance Ireland chief financial officer. Photograph: Nick Bradshaw

Finance Ireland, the State’s largest non-bank lender in the retail market, has hired senior Bank of Ireland executive Karena O’Sullivan to become its (...)

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