Interest rates have hit the floor. Here are the vital lessons for borrowers
The ECB is holding rates steady, though borrowers will hope the sale of PTSB introduces new competition to the Irish mortgage market
EBS
AIB reduces some mortgage rates by 0.65%
Bank says the reductions could benefit more than 10,000 people each month
Why is it so hard to buy a one-bed apartment in Ireland?
Few developers cater to the market for single people and banks often require higher deposits
Man loses challenge over refusal of access to late mother’s accounts
Challenge brought against Financial Services and Pensions Ombudsman’s refusal of complaint
Children will receive over €500 on average for their Communion. Where should you put it?
If even two-thirds receive the average in gifts, that’s a windfall of more than €24m in the hands of young children in the coming months
What are my mortgage options when coming off a fixed rate on a loan that has just 18 months to run?
Start thinking now about what you might do with the money freed up once you have made your last repayment
Mortgages: If you’re coming off a fixed rate now is the time to consider switching
Rising property values and new ‘green rates’ mean homeowners including first-time buyers can minimise rises in mortgage repayments
Moving your savings into the right bank account could earn you an extra €700 a year on a €30,000 lump sum
We can blame Irish banks for not passing on interest to savers, but we can’t blame them for our own bad planning or inertia when we don’t switch
As mortgage interest rates fall, what should you do with the spare cash: save it or overpay your mortgage?
After you have paid off more expensive debt, overpaying a mortgage may deliver better returns
Switching your mortgage: Incentives are on the rise, so is now the time to change?
Homeowners need to balance the allure of enhanced cashback offers against the rates of offer and the prospect of cuts in the months ahead
AIB increases payment to mortgage switchers to €3,000
In recent years many customers in Ireland opted for security, with about half locking in to fixed-rate mortgage terms
Staying onside with Revenue while gifting a young child some money
Q&A: Bank and An Post rules about accounts for very young children cause concern
Put a lump sum in European banks right now and you’ll get hundreds more in interest
Irish customers have access to rates across Europe that cast local options in a poor light
Schemes to help buy your own home are not just for those on low incomes
On The Money: A number of different schemes can provide State support, especially for first-time buyers or those making a fresh start
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How does a post-Brexit world shape the identity and relationship of these islands
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