Central Bank proposes laws to help mortgage switching
Banks may have to inform consumers of other mortgage options that could save them money
Banks may have to inform consumers of other mortgage options that could save them money
Regulator has invited submissions on current framework in light of increased activity
Due to complexity, just 4% of borrowers have moved home loans to new lender
Cantillon: Governor Philip Lane has big decisions to make about future of regulator
He takes over from Frenchman Cyril Roux and will fill the role until the autumn
Regulator says prohibiting payments could be a ‘bigger shock’ for Irish market than UK
Lenders expected to have ‘commenced engagement’ with customers by mid 2017
Bernard Sheridan says the rise of fintech must not lead to lower compliance standards
Regulator identifies weak product governance around structured retail products
Criticism of consumer protection ‘disingenuous’, says Pearse Doherty
Letter shows bank wanted investment groups acquiring mortgages from Nama regulated
Complaints process study finds just 39% of people happy with treatment
Watchdog wants to ensure process is more positive and focused on the consumer
Central Bank probe results in 134 seeking voluntary revocation of their authorisation
Move comes on the back of research showing that switching rates are very low in the Republic
Central Bank survey finds that 75% of investors lost an average €6,900 in risky investment
Bank will refund up to €128 for customers who were mis-sold credit card protection insurance
Some 160,000 urged to consider refund options over credit card insurance
Study find companies are not providing information on fees
Bank also wants banks to provide information on Government supports
Review identifies weaknesses in how investment firms provide information on costs and charges
A quick loan to get through Christmas could become an ever-increasing burden
Central Bank warns loans can take consumers into ‘rolling cycle of high-cost borrowing’
Central Bank rules include necessity for more transparency from service providers
‘Consumers must be confident that financial products and services are advertised and marketed in a way that is clear’
Central Bank review finds some firm still not supplying customers with correct information
Incentives based on sales volumes not in interest of consumer, bank says
Report raises questions about transparency and oversight of third-party firms
The bank is acting “in the public interest and as part of a general review of the debt management sector”
Central Bank says new rules will not fast-track home repossessions
Charity alarmed at increase of ‘door-step’ loans at high interest rates
Legislation from mid-90s allows for unregulated charge increases
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