Start your financial planning early.

Remember the earlier you retire the longer the period you will need to fund.

Sell your business when you reach 55 years.

Check your pension provisions.

Top up through Additional Voluntary Contributions.

Cut your spending now and use the savings to make investments.

Take a voluntary redundancy settlement.

Trade down: sell your house for a smaller one.

Move abroad - try a euro area where the cost of living is lower.