‘I’m waiting for a cataclysmic drop in a usually strong stock’

Are you a saver or a spender?

If I had been asked this two years ago, my answer would have been a spender. Now I am absolutely a saver – with a slight touch of the spender.

Do you shop around for better value?

No, it does not cross my mind which is foolish when you think about it!

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What has been your most extravagant purchase and how much did it cost?

With the Covid-related closure of our studio, we pivoted to online training for individuals and corporate wellness programmes. I am currently investing in developing an app for our online studio. It is a big outlay, but I am certain that the demand for online is here to stay.

What purchase have you made that you consider the best value for money?

A pair of True Blue washing up gloves from Stock Shop. They were €17, which sounds like an outrageous price for rubber gloves, but they are literally indestructible. I cannot bear the regular ones that split and do not protect you from hot water in the first place. I will have these until I am old and grey, so they are also a better choice for the environment – it’s a double win.

How do you prefer to shop during the Covid-19 restrictions – online or local?

Mostly online.

Do you haggle over prices?

I will occasionally ask if something can be done on price but will not argue if it is a no. I cringe at the idea of haggling – you either have that gene or you do not.

How has the Covid-19 crisis changed your spending habits?

I am buying far fewer things. When my first child was born, I was constantly buying him outfits. My second, who was born June 2020, is drawing the short straw when it comes to fashion.

Do you invest in shares?

Almost. I opened a Davy account a few months ago and the money is still sitting there. I am just waiting for a cataclysmic drop in a usually strong share and then I will pounce.

Cash or card?

Card – especially now.

What was the last thing you bought and was its good value for money?

A new pair of trainers. On a cost-per-usage basis, I will end up owing money to Nike.

Have you ever successfully saved up for a relatively big purchase?

I am currently saving for a house. I am sure my imminent online wellness empire will have that all sewn up in no time, though!

Have you ever lost money?

In the sense of investments, the answer is no. I did once lose a Christmas gift of a €500 note, but I would like to think that someone who really needed it found it.

Are you a gambler and, if so, have you ever had a big win?

No, I get no thrill from it at all. I have inadvertently won money purely based on picking horse’s names that I liked the sound of.

Is money important to you?

Yes, but only in the context of providing a good life and a secure future for my children.

How much money do you have on you now?

€35 and, unhelpfully, lots of sterling coins. I really need to clear out my wallet.

In conversation with Tony Clayton-Lea