Looking to borrow or switch your mortgage? Competition between lenders makes now a good time
‘If you’re paying anything over 3.5% on your home loan and have €150,000 or more left on it, you need to have a conversation with a mortgage broker’
Mortgages
Almost 70% of young adults ‘struggle to grasp basic financial concepts’
Consumers’ understanding of pensions, tax relief and insurance improves with age, poll suggests
Colin Hunt: ‘We’ve seen greenwashing. The new phenomenon is greenhushing’
AIB's chief executive on what's ahead for the lender in 2026, from AI's impact on banking to the future of hybrid working
A shudder went through Ireland’s ranks of mortgage holders this week but what does 2026 hold?
ICS Mortgages’ decision to increase interest rates sent a shudder through the market, but are rates really set to rise across the board?
First-time buyer mortgages hitting record levels, says BPFI
But fewer people are seeking mortgages for moving homes than at any point in past decade
ICS Mortgages raises fixed rates as ECB hike fears pushes up market funding
Non-bank lenders are highly exposed to fluctuations in market funding costs
Tens of thousands of mortgage holders failed to take up tax break worth up to €1,250
Officials believe uptake rate for scheme is only about 30 per cent
Rise of non-bank lenders strengthens position of brokers in Irish mortgage market
Digital generation and widening interest rate gap also weakens hold of traditional banks on home loans market, says Doddl.ie CEO
BPFI report paints bleak picture of housing starts in Irish market
Little prospect of increasing number of homes built unless wave of construction starts next year
ECB holds interest rates steady once again
European Central Bank keeps rates unchanged for fourth month in a row
Is now the time to buy a house in Ireland or should you wait?
As the year comes to an end, many putative home buyers may be wondering should they stick or twist
Could the decision to spend most of next year’s corporation tax come back to bite the Government?
Inside Business podcast with Ciarán Hancock
Irish mortgage arrears fall again to lowest level since 2009
Decline in arrears has been helped by strength of economy despite threat of global shocks
How a 50-year mortgage could help fix Ireland’s housing crisis
Donald Trump is a fan of 50-year mortgages but would they work in Ireland?
Credit unions explore ‘central treasury function’ to unlock €9.9bn mortgage and SME lending
Move follows Central Bank’s decision to increase sector’s lending limits earlier this year
High rents mean meeting mortgage payment no longer the major concern for aspiring homebuyers
The number of prospective homebuyers paying between €1,000 and €2,000 in rent has more than doubled since 2017, according to Bank of Ireland
Mortgages approvals hit highest level in three years
First-time buyers account for 60 per cent of all approvals in October while loans for movers tumble again
‘They could save €91,440’: How switching your mortgage for home renovations works
Many top up their mortgages to pay for home improvements, but few consider switching providers while they’re at it
Sole borrowers snapping up apartments and Paschal Donohoe’s legacy
The best news, analysis and comment from The Irish Times business desk
Sole borrowers make up nearly two-thirds of apartment mortgages
More than a third of first-time buyer home loans in Dublin were taken out by those borrowing on their own
Revolut’s Irish mortgage launch set to drift into 2026
Neobank’s Irish customer base of more than 3 million will present big opportunity for home loans
AIB and PTSB offload bad loan portfolios to US distressed debt firms
Deal comes days after PTSB formally put itself up for sale
Mortgage interest rates rise for first time since January
Central Bank figures indicate the average rate on new loans here rose to 3.59% in September
Fears over PTSB job cuts and free bus fares in Dublin
The best news, analysis and comment from The Irish Times business desk
Interest rates have hit the floor. Here are the vital lessons for borrowers
The ECB is holding rates steady, though borrowers will hope the sale of PTSB introduces new competition to the Irish mortgage market
Last 12 months saw highest number of first-time-buyer mortgages since 2007
Figures indicate first-time buyers continued to be the most active segment of the market
AIB reduces some mortgage rates by 0.65%
Bank says the reductions could benefit more than 10,000 people each month
How house-buyers can borrow more than four times their income
Borrowing power can be boosted in various ways, including pitching for an exception and using Child Benefit
Austrian-owned MoCo launches savings offering as it continues to grow mortgages
Account offers initial annual interest rate of 2 per cent
Cerberus among bidders for portfolio of AIB problem loans totalling €500m
Mortgages in default and debt from Covid pandemic among borrowings set to be sold at steep discount
Irish mortgage arrears fall to lowest level since 2009
About 3.5 per cent of private-dwelling home mortgage accounts were in arrears over 90 days
Mortgage approval activity softens with approval volumes down
Total of 4,536 mortgages were approved in August, with first-time buyers approved for almost two thirds
Selling agents’ outlook for new-homes market: Buyers find themselves in ‘fiercely competitive environment’
Property professionals give their views on demand, Government schemes and housing completions
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Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
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