Dominic Coyle

Dominic Coyle

Deputy Business Editor

Dominic Coyle is deputy business editor at The Irish Times, managing a team of 12 writers and editors providing business coverage throughout the paper and in dedicated business supplements across six days of the weeks. He also writes regularly for the paper, predominantly on pharmaceuticals, medical devices, pensions and personal finance, including a popular reader’s Q&A on personal finance matters.

Drug companies have warned against moves to weaken protections for intellectual property rights in Europe. Photograph: Getty Images
Moves on IP rights in Europe could affect jobs in Ireland, drug firms warn

EU states expected to discuss plans to loosen restrictions on manufacturing by generics firms

K Club owner Michael Smurfit has been subpoenaed to appear at the High Court. Photograph; Dara Mac Dónaill
Smurfit subpoena, talking down tax cuts, HSE missing out on savings

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Medicines for Ireland says the generic substitution and reference pricing regime has delivered savings of €1.6 billion to the State since 2013. Photograph: Russell Boyce/Reuters
HSE could save up to €140m on medicines, says industry group

Spending on high-tech drugs almost doubles to over €660m in nine years

Minister of State Pat Breen with Lauren Blake, software test engineer at BD, at the formal opening of the medical device company’s new centre of excellence in Limerick. Photograph: Liam Burke/Press 22
Limerick boost as Becton Dickinson adds 85 jobs to R&D centre

Medical device firm with 54-year history in Ireland officially opens centre of excellence

According to research, on average people start saving for retirement aged 37 – too late, Irish Life says. Photograph: Getty Images
90% of workers not on track with their pension savings

Report says sector needs to make pensions more accessible and understandable

The ReActiv8 unit is designed to treat disabling pain in patients with chronic lower back pain through the use of an implant that stimulates nerves to strengthen muscles in the lower back
Mainstay Medical hits milestone in key US clinical trial

Group completes back pain neurostimulator implants in all 204 patients enrolled in test for device

Proper tax planning aims to ensure any property portfolio is liquidated into cash – or that the other properties are allocated in a will to parties other than the person destined for dwelling house relief.
Revenue appeals ‘determination’ in dwelling house exemption rules

Q&A: Dominic Coyle

“We need the house sold but it seems to be a huge cost involved if we employ a solicitor barrister.”
‘Loose arrangement’ comes back to haunt sisters

Sibling reluctant to vacate family home after death of parents causes much angst

Two of the three main depositaries for Revenue-sanctioned SAYE schemes are based in England. Photograph: Getty
Share purchase schemes could fold as a result of Brexit

Over 10,000 Irish employees face being left out of pocket on save-as-you-earn schemes

The K Club golf resort in Straffan, Co Kiladare is named as a defendant in a High Court case over an alleged threat made to a former employee. Photograph: Alan Betson
Bank bill for trackers, K Club in court and Ryanair facing stormy weather

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Photograph: iStock
Reducing tax relief on contributions will not solve pension crisis, say actuaries

Society of Actuaries rejects idea for SSIA-type scheme as way to make pensions accessible

The Category A tax threshold on inheritances and gifts has absolutely no bearing on dwelling house relief. Photograph: iStock
Solicitor's advice on inheritance is simply wrong

Confused over whether daughter will pay tax if we leave her our home

It’s difficult enough to get on the housing ladder these days without lenders putting unnecessary barriers in the way. Photograph: iStock
Bank gets its maths wrong on parental gift towards house

My girlfriend’s dad wants to give her €35,000 towards a house but the bank says tax is due

The Irish Pharmaceutical Healthcare Association says the Government accepts that its medicines bill has been “relatively stable” at about €1.7 billion for the past five years. Photograph: Cyril Byrne
Pharma body calls for more State funding on medicines

Government to save €15m this year as prices fall across 750 drugs

Is a slowdown in house price growth in sight? Photograph: Rui Vieira/PA Wire
Mortgage lending limits put squeeze on rising house prices

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Tommy Nielsen, chairman of the Association of Pension Trustees in Ireland: Complexity, he argues, is a defence for paralysis at the Department of Social Protection
Ireland’s ‘bizarre pensions landscape’ criticised by industry leader

Government plan for public consultation on auto-enrolment a ‘deflectionary tactic’

Falling foul of Trump, tax-free workers and good times for Sisk

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

The situation is even more cut and dried on transfers of assets between partners. Photograph: iStock
Capital losses and transfer of shares to spouse

Q&A: Dominic Coyle

The sale Phoenix Group will trigger a “return of value” of about £1.75 billion to the group’s shareholders – including almost 57,000 in Ireland
Standard Life egm backs deal that gives £1.7bn cash payout to shareholders

Overwhelming support for sale of insurance business in Ireland and Britain to Phoenix

You’d want a pretty sharp tax adviser to try to persuade Revenue you were anything other than Irish-domiciled.
Coming home from the Middle East and making a will

Q&A: Dominic Coyle

In France and Ireland – but not the UK – inheritance tax is levied on the beneficiary and not on the estate.
Quelle surprise! Inheritance in France is a mixed blessing

France levies tax of 55 per cent on inheritance over €8,000 threshold

The All Blacks perform the haka in Eden Park, Auckland, in 2017. Standard Life’s return of capital to shareholders will be broken into two sums – £1 billion and £750 million. Photograph: Peter Meecham/ Inpho/Photosport
Standard Life again returning capital to shareholders

Company to conduct share consolidation alongside return of £1.75 billion

Tier One managing director Kevin Coughlan says the process of pensions reform has continued behind closed doors.
Dysfunctional Irish pension structures deter savers, advisory group says

Government should focus on simplifying regulation, lobby group says

AuriGen Medical founders Tony O’Halloran, chief technology officer, and chief executive John Thompson at their office in NUI Galway. Photograph: Aengus McMahon
Galway firm targeting irregular heartbeat patients tops EU funding list

AuriGen Medical rated first of 1,280 firms in Horizon 2020 funding round across Europe

“The world of data is in upheaval because existing technology does not work,” says Data Chemist chief executive Kevin Feeney. Photograph: iStock
Trinity spin-out looks to make sense of disorganised data

Data Chemist technology allows connections in data to be mapped

A total of €9.4 million in settlements was agreed with 61 taxpayers
Retired doctor agrees €1.86m settlement with Revenue

Valerie Donnelly is one of 61 taxpayers named in defaulters list

If this is a second house, you are facing a tax bill regardless of whom you sell it to – assuming it is not in negative equity
Getting our daughter on the housing ladder

Q&A: Dominic Coyle

Inheritance windfall gives you the choice of whether to pay off debt or use the money to invest
Mortgage or investment: how to use an inheritance

Q&A: Dominic Coyle

Smurfit shares hit, the cost of Storm Emma and a potential whiskey shortage

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Which precise rules apply depend on where the inheritor and the donor live at the time of death, or possibly even which third country a property is located in.
Making sense of inheritance when family spans different countries

Q&A: What are the tax rules for both ourselves and our children?

Tax-free: rather than an annual gift, the French permit a single financial gift in any 15-year period. Photograph: Charles Platiau/Reuters
French tax law on gifts at odds with Irish practice

Q&A: Dominic Coyle

There is no turning the clock back on first-time buyer status
Can I regain first-time buyer status by walking away from rights to home?

Q&A: Dominic Coyle

Patent protection rules that curb competition for medicines in markets outside the European Union should be changed, the European commission has proposed. Photograph: Julien Behal/PA Wire
EU proposes waiver for manufacturers of generic drugs

Big pharma companies object to change that would allow generic manufacture of protected medicines for markets outside the bloc

The war of words between Michel Barnier and David Davies shows no sign of abating as the Brexit deadline draws ever closer.
Brexit bickering; a nose for discovery; rugby’s Pro14 pays; and Louth turns back on Teeling

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Neurent Medical founders David Townley, chief technology officer and Brian Shields, chief executive: The company hopes to begin the first of two clinical trials next year, possibly in the US. Photograph: Michael Dillon
Neurent raises €9.3m to put paid to chronic runny noses

Galway medical device firm developing rhinitis cure device for use in doctors’ offices

The Irish Association of Pension Funds survey showed that almost two-thirds of companies have acted to derisk their pension fund investment strategy. File photograph: Getty Images
Firms committed to final salary pension plans, survey shows

Irish Association of Pension Funds analysis reveals most schemes closed to new members

Reforming the amount of tax relief on pension contributions is unlikely to result in increasing the saving habits of lower paid workers, according to an ESRI report.
Pension reform could deliver saving of €1bn to exchequer

ESRI report says changes to level of tax relief unlikely to benefit lower paid workers

The founder and chief executive of Facebook Mark Zuckerberg leaves the European Parliament after an hearing in Brussels. Mr Zuckerberg appeared before the European Parliament representatives to answer questions in a live broadcast on data information breach by Cambridge Analytica and also how Facebook uses personal data in general. Photograph: EPA/Stephanie LeCocq
Hyatt for Dublin, Zuckerberg in Brussels and thumbs up from Moody’s

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

When the State acquired a 99.8 per cent share AIB in order to prop it up, that effectively meant the investors who previously owned 100 per cent of the bank now owned by 0.2 per cent.
Will giving AIB shares to charity allow me access my capital loss?

Q&A: Unless the shares are sold, there’s no capital loss to use

Any communications from Computershare relating to a Eircom shareholding would be helpful when seeking information about it from the registrar. Photograph: Aidan Crawley/Bloomberg
Tracking down details of loss on Eircom shares

Q&A: Shareholders should always keep documentation relating to their shares

David Cadogan and Killian MacDonald of Gilead Sciences: firm has invested more than €190 million in its Irish business since first opening here in 1999.
Gilead Sciences launches €9.5m unit at Cork plant

Biopharma firm’s Carrigtwohill quality control lab to boost output for overseas markets

Carillion: a cocktail of greed, arrogance, incompetence and aggressive accounting practices combined to bring the business down, MPs state in their report on its collapse. Photograph: Daniel Sorabji/AFP/Getty Images
Victoria’s Secret, Ires bonus and blame all round over Carillion collapse

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

“If you are Irish domiciled, the full gain on any sale of your Indian property is taxable in Ireland under our capital gains tax regime; however, if you are Indian domiciled, Ireland will tax you only on the amount you bring into the State to help you buy your new home here.”
Selling a home in India to buy a house in Ireland

Q&A: Key issue in relation to tax liability is where you are domiciled

President Donald Trump: his decision on Iran could damage Irish trade just as he looks to U-turn on a previous US blockade of a Chinese firm Photograph: Evan Vucci/AP Photo
Sanctions, U-turns and opportunity in international trade

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Capital losses remain a stark reality for many people who were invested in the boom years, and not just in property. Photograph: iStockphoto/Thinkstock/Getty
Offset your investment losses against capital gains

Q&A: Dominic Coyle

Lawyerly advice and good sense dictates one should do everything possible to avert a family row over your inheritance. Photograph: iStockphoto/Getty Images.
A letter of wishes in lieu of a will is not legally binding

Q&A: If you are changing your will, you really do need to go through a solicitor

It is not uncommon for parents to amend their wills as circumstances change.
Making financial provision for a guardian to my children

Q&A: Most lawyers will advise setting up a trust to provide for care of children

By inheriting a second property from a parent, along with the family home, a person no longer qualifies for the dwelling home exemption as they are deemed to have an interest in another property. Illustration: iStock
Son living at home ineligible for dwelling home relief

Q&A: Inheriting family home and second property means both come into tax net

The relief from capital gains of the sale of someone’s principal private residence is one of the best known tax reliefs A person can receive cumulative gifts and/or inheritances from their parents of €310,000 under current rules without incurring a tax liability. Photograph: iStock
Can mum gift wife her home without any tax bill?

Q&A: Property gift could incur liability under gift tax or capital acquisitions tax

Ardagh chairman and chief executive Paul Coulson, hailed the benefits of scale and diversity as the company reported strong earnings Thursday despite falling sales at its US glass business. Photograph: Frank Miller
Shares in Paul Coulson’s Ardagh jump on target-beating results

Strong performance in metals and European glass operations offsets falling sales and rising costs at North American glass business

HiberGene chief executive Brendan Farrell said the company was halfway through its latest fundraising round.
Irish firm HiberGene Diagnostics unveils new rapid test for meningitis

Company raising €5 million for product development and global commercialisation

KBC, or IIB Homeloans as it was called back then, did advertise a promise in late 2006 that its “standard practice” was to transfer everyone on a fixed rate to a tracker mortgage at the end of the fixed term as a default
Should KBC have offered me a tracker option in 2009?

Q&A: Dominic Coyle

Railing against tax, IPO payday and global ambitions for a Carlow firm

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

The relief from capital gains of the sale of someone’s principal private residence is one of the best known tax reliefs
Brother facing CGT bill after family home burned down

Q&A: Dominic Coyle

Photograph: iStock
Price pressure keeps nine new drugs from Irish patients

Cancer drugs feature in list of therapies waiting HSE approval on cost grounds

Ireland’s pension liability as a percentage of GDP is low relative to other countries, reflecting Ireland’s comparatively young population.
Irish pension liabilities top €430bn

Ireland less exposed to pension liabilities than other EU states, CSO figures show

Artist’s impression of new MSD site at Swords, expanded to 43,000sq m from previous 31,000sq m plant.
Pharma giant seeks planning for Swords plant

Biotech facility to employ 350 on repurposed and expanded Dublin site

Former INM chairman Leslie Buckley, who is reported in court documents to have passed on confidential information to INM shareholder Denis O’Brien about communications minister Denis Naughten’s plans to refer the Celtic Media merger to the regulator. Photograph: Brenda Fitzsimons
INM and the minister, budget insight, the iPhone skewing growth figures and Ireland becomes a Facebook friend

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Approved Retirement Funds were introduced as an alternative to transferring a pension fund into an annuity on retirement. Photograph: Jonathan Brady/PA Wire
Revenue ties cross-border tax on ARFs up in knots

Q&A: Dominic Coyle

Any young couple looking to put aside money to save a deposit will be grateful for help. Photograph: Chris Ison/PA Wire
Is there any issue with giving son an apartment rent-free?

Q&A: Dominic Coyle

Alkermes reckons more than eight million people in the US alone suffer from a major depressive disorder. File photograph: Getty Images
Alkermes secures US watchdog U-turn on depression drug

Food and Drug Administration accepts filing from Irish pharma group fortnight after refusal

Nigel Aston, head of defined contribution global proposition and strategy at asset manager State Street Global Advisors.
Using the right language is key to pension plan success

Government plans for auto-enrolment depend on quality of pitch to workers

Immunotherapies have been a major focus of cancer research in recent years
Dublin company Inflection Biosciences signs research deal with Trinity College

Start-up working on way to block spread of cancer cells in patients with aggressive breast cancer

Dr Michael O’Neill, director of research and development at Inflection Biosciences, Darren Cunningham, chief executive at Inflection and Prof Bryan Hennessy, senior clinical lecturer at RCSI and consultant medical oncologist. Photograph: Julien Behal
Irish company to showcase ‘breakthrough’ breast cancer drug

Inflection Biosciences seeking phase I testing for new therapy targeting aggressive cancer

Facebook chief executive Mark Zuckerberg is surrounded by members of the media as he arrives to testify before a Senate Judiciary and Commerce Committees joint hearing regarding the company’s use and protection of user data. Photograph: Leah Millis/Reuters
Defending Facebook, Guinness home and what to do with strategic defaulters

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Outside the Capitol in Washington, DC, protest group Avaaz set up 100 cutouts of Facebook chief Mark Zuckerberg with the words “Fix Facebook” on them. Photograph: Al Drago/Bloomberg
Facebook shares surge as US senators question Zuckerberg

Social media giant’s chief denies Facebook ‘wilfully blind’ to abuse

Capital losses as a rule are offset against any capital gains arising in the same year. If that is not sufficient to offset them fully, they are set against any gains in future years
Capital gains, losses and writing a will

Q&A: Dominic Coyle

If you have already paid tax elsewhere – the US in this case – it can be offset against any Irish tax bill, but you still have to notify the Revenue by filling out a tax return
US company shares have landed us in hot water

Q&A: Dominic Coyle

Getting out the vote: Advertising agency BBDO has won the Referendum Commission account to explain the upcoming referendum and encourage people to register and vote. Photograph:Niall Carson/PA Wire
Referendum ads; Ibec outlook and what business travellers really need in a hotel

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Jake Carter and Karen Byrne in RTÉ’s successful series Dancing with the Stars, which is made in Ardmore Studios. Photograph: Cyril Byrne
Ardmore and Troy team up to lure major movie projects

Troy shareholders’ €6m takeover of Bray studio offers more space to filmmakers

Troy Studios boss Siún Ní Raghallaigh. Photograph: Cyril Byrne
Fledgling Limerick film studios flying high

Troy Studios has set up in former Dell factory to bring big productions to the area

Border guards work at a container port in Qingdao, Shandong province, China. China will place 25 per cent tariffs on a list of 106 US goods, in a retaliatory action against the US’s new tariff on Chinese products. Photograph: Yu Fangping/EPA
Trumping trade tariffs, thirsty business and getting a fix on privacy

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Richard Pops, chairman and chief executive officer of Alkermes. Photograph: Patrick Fallon/Bloomberg
Alkermes shares dive 22% as FDA refuses to review drug

US regulator says more clinical trials needed before considering Irish drug group’s depression treatment

For all the emphasis on centralised lending decision and algorithms, there is still a place in banks for personal discretion. Photograph: Alan Betson
Ulster Bank U-turn on mortgage application

Q&A: Best bet is to appeal to bank’s financial benefit, not its sense of fairness

Friends Provident shares were worth 229 pence sterling when the insurer floated in 2001.
Piecing together the jigsaw of son’s Friends Provident shares

Q&A: Policyholders received shares in insurer when it demutualised in 2001

Silhouette of laptop user is seen next to a screen projection of Apple logo. Apple has released a software update across all platforms to bring its services fully into line with the new GDPR (General Data Protection Regulation) rules. PHOTOGRAPH: Dado Ruvic/Reuters
Apple software update puts privacy in the frontline

Tech group says aim of update is to help customers understand how data will be used and update privacy options ahead of GDPR

Keytruda producer MSD has announced plans to invest in a new biotech facility at its decommissioned Swords plant. When completed in 2021, the Swords plant will be dedicated to manufacturing Keytruda, providing 350 jobs. Photograph: Robbie Reynolds
New lung cancer drug approved by HSE

Keytruda to be available to lung cancer patients in Ireland from April

Prof Jonathan Haskel, the author of “Capitalism without Capital: The Rise of the Intangible Economy”, who spoke at Ibec’s Business Leaders conference where Ibec chief executive Danny McCoy warned that the economy was losing competitiveness faster than during the Celtic Tiger years. Photograph: Conor McCabe
Moneylending grows; Competitiveness alert: Permanent TSB caution on split mortgages

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

In 2006, banks had still not woken to the looming disaster that was tracker mortgages: it was only in 2008 that they started withdrawing them.
Did three-month fix cost me access to a tracker mortgage?

Q&A: Three-month fixed-rate option raises questions about advice received

Dancing with the Stars: filming at Ardmore of the 2017 series of the RTÉ show. Photograph: Cyril Byrne
Ardmore Studios sold to chairman of rival Troy Studios

Historic Bray studio, home of ‘Dancing with the Stars’, sold to Joe Devine group

More than 6,000 homeowners have availed of the Help to Buy scheme to date. Photograph: Alan Betson
Revenue chases ‘handful’ of Help to Buy applicants after audit

First-time buyers who exchanged contracts before scheme started but then claimed relief will have to repay money

Facebook founder Mark Zuckerberg has taken a $7.4 billion hit to his fortune, on paper, as the company’s shares slide close to 9 per cent in two days amid the Cambridge Analytica crisis. Photograph: Loic Venance/AFP/Getty Images
Brexit bill; Facebook woes; digital tax; and more court hearings for the Quinn family

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

As the sale of a principal private residence is not liable for tax under capital gains, the corollary is that you cannot use it to accumulate a loss that could be set against other gains.
No tax break on loss made selling family home

Q&A: Sale of principal private residence is main exemption from capital gains law

A person must be resident in Canada to reap the benefits of the Tax-Free Savings Account, a structure that was first introduced there in 2009.
Canadian tax-free savings caught in tax net

Q&A: Savings account liable for tax in both jurisdictions on return to Ireland

Avectas co-founder and chief scientific officer Dr Shirley O’Dea (left) with head of business development Dr Gillian Hendy, and CEO and co-founder Michael Maguire. Photograph: Fennell Photography
Maynooth team secures €2.1m EU funding for cancer therapy

Funding boost for Avectas team developing breakthrough approach at medicine’s cutting edge

Permanent TSB is back in the black for the first time in a decade. Photograph: Alan Betson
PTSB back to black and direct flights to China

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

The EU is looking to impose a temporary tax on digital sales as an interim measure, pending agreement on a new EU-wide tax regime. If successful, it will hit Ireland’s tax revenues. Photograph: Damien Meyer/AFP/Getty Images
EU tax attack; Developers in court; and a bad day at the office for Greencore

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Tracker mortgage query: if you get nowhere with the bank, you can approach the Financial Services Ombudsman with your case. Photograph: Cyril Byrne
Confusing letter from Bank of Ireland on tracker mortgage

Q&A: Dominic Coyle

I’d have taken the arm off any lender who was offering a tracker at less than one percentage point over the prevailing ECB rate
Is the bank being reasonable over mortgage change?

Dominic Coyle answers your personal finance questions.

EU trade commissioner Ceclilia Malmström was left frustrated at attempts to tie down an exemption over the weekend from US President Donald Trump’s tariffs on steel and aluminium. Photograph: Carolyn Kaster/AP Photo
Irish business in US; tariffs; and the future of tech at SXSW

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

Setanta Asset Management took the worst hit last month, giving up 2.7 per cent.
Irish pension funds underwater for 2018

Funds almost 1 per cent down on average in 2018 following stock-market correction

Tom O’Mahony, chief executive of Origin, He said the first half had shown “favourable activity levels on farms”. Photograph: Eric Luke
Agri-services group Origin delivers 12.6% rise in profit

Company says performance in traditionally quiet first period sets foundation for growth

Ryanair’s Michael O’Leary has become the ninth Irish member of the Forbes Billionaires List.
O’Leary’s fortune; taxing times; and the likely takeout price for Smurfit Kappa

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

A reader’s house is too big for them. They would like to downsize, but they don’t want to sell. Photograph: Frank Miller
Can I claim my rent against rental income?

Q&A: Dominic Coyle

By 2009, all the banks had woken up to the reality of the unsustainable rates they had been offering on trackers. Photograph: Dara Mac Dónaill
Have I a case over a top-up mortgage with no tracker offer?

Q&A: Dominic Coyle

The new Edwards Lifesciences plant in Shannon, due to be operational in 2020, will be the company’s largest manufacturing investment in the EU. Photograph: iStock
Edwards Lifesciences to create 600 jobs in Shannon

Medical equipment company plans €80 million investment in new plant

Minister for Employment Affairs and Social Protection Regina Doherty, Taoiseach Leo Varadkar and Minister for Finance Paschal Donohoe, announce major changes to pensions in Ireland, on Wednesday. Photograph: Dara Mac Dónaill
Pension reform plan wins broad backing from business community

Universal welcome for auto-enrolment of workers in a pension scheme, though Ibec worries about implementation

The Minister for Social Protection Regina Doherty said it was increasingly clear that people in the private sector are not doing enough to plan for retirement. Photograph: Dara Mac Donaill
Almost all workers to be enrolled in pension scheme, State vows

‘Increasingly clear that people in the private sector are not saving enough, or at all’

We have been gifted a garden site valued under €310,000 and under one acre by my fiancée’s parents to build a house for us. Photograph: iStock
Building back home when we’re living in the UK

Q&A: Dominic Coyle

PTSB broke out the numbers on its portfolio of non-performing loans, Project Glas, as it battles efforts to block their sale. Photograph: Alan Betson
PTSB’s bad loans, Elysian Tower sale, foodie heaven and Irish business on the export trail

Business Today: the best news, analysis and comment from ‘The Irish Times’ business desk

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