If your work is under the control of someone else, if you receive a fixed hourly, weekly or monthly wage, if you cannot subcontract your work, if you work set hours; and if you work for one person or one business, then you should be considered to be an employee.

Many workers fulfil criteria associated with employees - but they don’t get any of the benefits

One Molesworth Street: among Green Reit’s buildings on which 25 per cent tax on the increase in value may need to be paid if the trust is sold.

In event of sale, tax bill of 25% looms on value increase of properties under three years old

As a contractor, you can move between companies more easily, and thus work on a greater variety of projects. Photograph: iStock

Flexibility and the pay opportunities come at the cost of job insecurity and tax downsides

A family with one earner and two children had  a tax burden of just 8.3%   in 2018

Yet low-income single workers with children in Ireland have one of the lowest tax burdens across the OECD

J-1 workers may be due a tax refund. Photograph: Getty

US President Donald Trump’s Jobs Act means Irish students will now only get about $175 back

Green Reit is up for sale. Photograph: Cyril Byrne / THE IRISH TIMES

Shares up 4.7% in early trading as co-founders of property investment company Stephen Vernon and Pat Gunne won’t make a bid

Bank offering homeowners chance to lock in at 3.3% rate for 10 years

‘Zero consideration has been given to the issue of adequacy or coverage; it doesn’t benefit citizens in any real meaningful way,’ says one pensions professional. Photograph: iStock

EU directive brings extra requirements. Why is there such opposition to it?

Feargal O’Rourke, managing partner, PwC, sees a strong outlook for the firm. Photograph: Eric Luke / The Irish Times

Professional services group sees ‘significant increase’ in demand for its services

Andrew Day, chief executive of Keywords Studios

Dublin video gaming firm sees profits double to €22m on back of strong demand for services

Bank of Ireland’s  Helen Nolan, who is to join the board of Total Produce. Photograph: Frank Miller /	THE IRISH TIMES

Frank Gernon, Jerome Kennedy to retire; Helen Nolan to join the board

What are the scenarios for the LPT in the future?

Q&A: What are the likely future options and who is exempt?

It will now be more difficult for homeowners to avail of multiple cashback deals by switching several times

Some homeowners have sought to exploit the cashback offers by switching multiple times

Revolut is authorised in the UK  under the Electronic Money Regulations 2011, and according to the Central Bank of Ireland, is passporting its services into this country  on a freedom of services basis

Revolut has almost 300,000 Irish customers – and a strong base among under 35s – but what safeguards are in place for depositors?

If you avail of a tag to pay your tolls automatically, the service comes at a cost. Photograph: Dara Mac Dónaill

From parking to tolls and parcel delivery, service providers have many hidden charges

Michael Carvill, managing director of Kenmare Resources, was paid some $1.7m in 2018. Photograph: Bryan O’Brien

Michael Carvill’s remuneration steady on 2017 in year of ‘robust performance’ for the mining company

77 Sir John Rogerson’s Quay, Dublin.

Property investment company will return proceeds to shareholders in share buy-back scheme

AIB is to sell a loan portfolio to Cerberus.

Portfolio is mostly made up of buy-to-let loans across 5,000 assets

Steven Spielberg speaks during an event launching Apple TV+. Photograph: Noah Berger/AFP/Getty Images

Apple TV+ has joined the TV-on-demand market. But be choosy about what you sign up to

‘[If] you’ve got a lot of stuff bundled into your 30s, you’re condensing too much into a short time frame.’ Photograph: Getty Images

‘What we’re doing now in our 30s, our parents did in their 20s’ – here’s how to compensate

Former FAI chief executive John Delaney  had his monthly rent of €3,000 paid for by the soccer association. Photograph: Ryan Byrne/INPHO

Tax authority clarifies how employees must account for free accommodation

Ireland’s largest private landlord has acquired 118 homes in north county Dublin.

Move will take more properties out of the first-time buyer market and into the rental market

Financial services group IFG has been valued at about £206 million.

Epiris to acquire financial services group IFG in takeover deal valued at £206m

The Act will offer opposite-sex couples the same financial benefits as those enjoyed by married couples, including sharing tax bands, transferring assets tax advantageously, and enjoying the same inheritance benefits as married couples.

New UK Bill will help cohabiting couples to save hundreds of thousands in tax

Whether you opt for an approved retirement fund (ARF) or an annuity might also be a factor of how much of a tax-free lump sum you can get

If you haven’t yet thought about what to do with your retirement fund, here’s some advice

This 1962 Ferrari 250 GTO was sold for $48.4 million last year.

Wealth report reveals the Irish are still getting richer but the pace of growth is slowing

A new survey shows that you could now live in Paris for less than Dublin.

Average expat rent for a three bed in Irish capital is now €3,406

The proposed British tariffs include 53 per cent of the existing EU rate on beef. Photograph: Brenda Fitzsimons

IFA warns proposed UK tariffs could cost Irish beef sector almost €800 million

Michael Carvill, managing director of Kenmare Resources. Photograph: Bryan O’Brien

Revenues up 26% due to increased volumes shipped and higher average received price

There were 13,500 first-time buyers transactions in 2018, according to the CSO. Photographer: Simon Dawson/Bloomberg via Getty Images

Gap between price of median new home and second-hand home continues to widen

According to a spokeswoman for Kildare County  Council, it was assigned a maximum of €15m for the Rebuilding Ireland Home Loan when it was launched in February 2018

Council says it has met its quota despite assertions from the Government that the scheme is open

Peter Roebben: described KBC Bank Ireland as a ‘a digital front runner’

Peter Roebben set to take over from Wim Verbraeken, who will move to Brussels office

The introduction of Help To Buy and an overall rise in development means first-time buyers  have more choice now than they would have had in the recent past, and bidding isn’t as frenzied

‘First-time buyers used to be mid-20s, not long out of college. But they’re much older now'

Bank of Ireland wants its customers to get a better grip on their finances.

Speculation had been mounting that exemptions under mortgage rules will soon expire for 2019

The Rebuilding Ireland home loan has attracted more than  4,000 applications so far

North Dublin council has already approved loans worth €57m – or more than 25% of total fund available

Draper Esprit’s recent investments include start-up bank N26, which operates in Ireland.

Venture capital company says it has had another busy period of investment

The combined businesses will operate under the Green Isle Foods banner and will seek to grow and develop the Green Isle and Donegal Catch brands

Deal will see investor group look to ramp up growth of frozen foods businesses

The costs of renovating or extending a home have risen sharply in recent years. Photograph: Getty

Beware the ‘low ball quote’ and pick your tiles early – here’s how to get the work done

Dún Laoghaire-Rathdown library. In 2017, the library generated income of €103,083 from fines, down from €120,166 in 2016. Photograph: Cyril Byrne

Sometimes embarrassment can be more effective incentive than imposing a fee

Irish banking customers tend to be very slow to do so, but switching may now make more sense than ever before. Photograph: iStock

As banking gets dearer, it pays to switch to an account that caters best for your needs

Starling Bank is set to launch in Ireland later this year.

Bank to open Dublin hub as part of plan to bring free mobile banking to customers

eBay is going to help Irish businesses boost their sales. Photograph: John G Mabanglo/EPA

The Retail Expansion Programme will give extra support to 50 Irish SMEs to sell more throught the global online marketplace

BetBright’s Dublin office will now be integrated into the 888 group. Photograph:  David Davies/PA Wire

Rich Ricci is understood to have invested around £7m in Betbright in early 2016

The Sustainable Energy Authority of Ireland says in spite of progress made, Ireland will not meet 2020 renewable energy targets

Irish-listed energy company announces dividend of 6 cent a share

According to an examination of regional GDP across the EU, the average in the southern region of the Republic, which includes Cork city (above), is €30,000 per person. Photograph: iStock

Report based on GDP per capita highlights economic differences across Ireland

Bank of Ireland is set to cut a number of services it offers via its network of ATM machines. It is also scrapping its ATM-only cards

Bank ramps up move to digital as it readies launch of new app

A spokesman for the bank said the issue that caused the error has now been resolved. Photograph: Matt Kavanagh

Issue affected some non-BoI customers withdrawing money on February 26th

Some 16 data centres became operational in 2018 with a further 28 in development, according to a new report. Photograph:   Alan Betson

Capacity of Irish data centres to double in next four to five years, says report

The move follows the group’s Stella cinema and diner in Rathmines. Photograph: Bryan O’Brien

Stella Bowl will anchor the new dining and leisure area at Dundrum Town Centre

The changes will affect most, if not all, savers with the bank. Photograph: Dara Mac Dónaill

First change since July 2017 will irk savers, with some rates cut by as much as 80%

Over the half year, Eir’s revenue fell by 1 per cent to €634 million, with earnings up by 13 per cent to €279 million. Photograph: Alan Betson

Telecommunications group says it will hire 750 new customer service specialists

Bank of Ireland: The good times are coming to an end for clients  and they shouldn’t expect further reductions in mortgage costs.

Irish borrowers have been more burdened by interest than continental peers for years

This five-bed property on Ailesbury Road in Ballsbridge first came to the market in June 2018. It has since had its price cut by €300,000 to €3.95 million.

New report shows 2.8% price reduction in €1m+ properties in Dublin last year

With fewer than half  of all workers having a workplace or private pension, and concerns over the future viability of the State pension, the need for a supplementary savings is seen as essential. Photograph: iStock

Bruising consultation process puts Government's planned 2022 implementation in doubt

A Tesla Model S electric car at a Tesla  charging station in the Netherlands. File photograph: Getty Images

There are a number of incentives available for switching to electric vehicles

The Government has suggested capping annual fees for pension management  at 0.5 per cent, so someone with a fund worth €1,000 would pay charges of €5 a year.

Proposed tax relief ‘not optimal’ and charges for fund managers too low, industry claims

The Central Bank is finalising its new measures on inducements. Photograph: iStockPhoto

Consumers are confused as to how money advisers are remunerated by providers

Cross over the Samuel Beckett bridge and move closer to Grand Canal Dock and you’ll pay a premium of more than 12 per cent for a two-bed property, compared with the opposite side of the river. Photograph: Dave Meehan

From rent to the price of a pint and going six feet under – the results are in

Dublin returns to the top 10 list of most liveable cities after dropping out in 2017 due to a shortage of suitable housing for expatriates in the city. Photograph: Eric Luke / The Irish Times

Irish capital scored well with expats due to improved infrastructure, personal safety and healthcare

Irish shoppers sought out healthier options in January. Photograph: Getty Images/iStockphoto

Aldi is Ireland’s fastest growing supermarket as shoppers switch to healthy options in new year

Naas-based Essential Supplies has an annual turnover of €7m

How Ireland manages Brexit, whatever shape it might take, will be important for assessing Irish credit fundamentals, the ratings agency has warned. Photograph: Reuters/Toby Melville

Benign outcome could reignite our ‘boom-bust dynamic’, rating agency warns

Revolut says it has 200,000 customers in Ireland

Young customers are choosing app-based banks with no fees and easy saving options

Financial services was one sector where activity grew in January, according to the latest AIB Ireland Services PMI.

AIB says indicator suggests growth in Irish economy likely to slow in 2019

Dublin is embracing the concept of co-living,  but it’s very much only at the top end of the market. Node, for example, has rooms costing up to €1,875 a month in its location off Fitzwilliam Square.   Photograph: Cyril Byrne/The Irish Times

Dublin is one of the least-affordable places to buy a house, says Knight Frank report

St Canice’s Credit Union in Kilkenny and Bagenalstown Credit Union in Carlow have passed special resolutions for a merger. Photograph: Colin Keegan/Collins

New entity with assets of about €400 million would pave way for broader range of services

The cost of some health store products will rise once VAT rises to 23%.

Industry wants 0% rate on food supplements maintained

Brendan Mooney, chief executive of Kainos. Photograph:  Colm Lenaghan/Pacemaker

Digital services provider points to ‘very strong momentum’ in core markets

Amigo is trialling its guarantor loan product in Ireland.

Moneylender expects demand from people looking to borrow for rental deposits and cars with help of their friends and family

PTSB current account customers will  face a quarterly maintenance fee of €18 unless they maintain a balance of €2,500 in their account every day. Photograph: Alan Betson

Bank also reducing interest paid and imposing new overdraft fees

There were 7,262 taxpayer “units” registered as resident in Ireland but not domiciled here in 2016, the most recent year for which numbers are available.

More than 7,000 residents not domiciled here for tax purposes, Revenue says

With Airbnb, the horse has long since bolted. Photograph: Waldo Swiegers/Bloomberg

Even when the regulations are changed, it is unclear whether they will have much effect

Dublin’s biggest earning Airbnb, according to AirDNA, is a boutique townhouse in the heart of the city

Listings on platform steady despite looming introduction of rules, with Dublin’s short-term market worth up to €200m a year

Once you hit 65, you might find that you will be exempt from income tax altogether.

Lower tax bills and additional social welfare benefits await those reaching retirement age

GAN says revenues are ahead of expectations.

Gambling software provider says it is looking to deliver ‘profitable growth’ in 2019

Investing in post-Brexit UK: price growth has been   muted   in London lately and values may  be flat, or slightly down, this year, according to Knight Frank. Illustration: Irish Times premedia/Getty

Uncertainty and currency volatility mean that despite rising prices many face losses

Rockbrook in Sandyford: Ires Reit application is expected to be finalised around February.

Plans exist for 800-plus units as build-to-rent developments go after growing profit sector

The Help-to-Buy scheme was designed to assist first-time buyers to purchase newly built properties. Photograph:  Bryan O’Brien

Scheme which offers refund of 5% of deposit is due to run out on December 31st

Latest figures from the CSO show that rate of price increases slowed to 7.1 per cent nationally in November, and as low as 3.9 per cent in some parts of Dublin. Photograph: Simon Dawson/Bloomberg

Real estate agent believes there ‘is no doubt’ market has reached a plateau

A number of UK companies targeting the retail financial market have already departed, including Nationwide UK Ireland, Leeds Building Society, while Tesco pulled out of the Irish credit card market

Redmayne Bentley to close Cork operation at end January

Computer-generated image of the Dalata hotel that will form part of the Spencer Place development on Dublin’s north quays

New 200-bed four-star hotel will operate under ‘bespoke’ branding

An impression what the Decathlon outlet in Ballymun could look like

Rollerblading and bike circuits to be included as staff recruitment to begin in June

The easy option – as was taken by then minister for finance Michael Noonan in 2016 – is to do nothing; to simply allow current valuations roll on once more. Photograph: The Irish Times

Changes to existing regime likely to be ‘moderate’

The more engaged you are with your financial health, the better your finances are likely to be. Photograph: iStock

Seven ways to get your year off to a good start and staying on track

The survey found that more people were saving regularly in December.

But savers remain more upbeat as they look to save more

Barclays is one of the few financial services to expand substantially in Ireland on the back of Brexit.

Level of new business approved by Central Bank low despite Brexit boost

Irish Life is looking for rent of €2,350 a month for two-beds at Fernbank in Churchtown, south Dublin.  Photograph: Dara Mac Donaill / The Irish Times

Fund manager is making its first move into the build-to-rent sector

Sancus is ramping up its Irish operation,  lending on commercial and residential developments in Ireland. Photograph: Bloomberg

Sancus, a UK financing company, aims to lend €50m in its first year of business

Researchers  found that a cashback mortgage could end up costing borrowers €30,000 more over the life of their mortgage due to the higher rates quoted on such products

Cashbacks offer incentives for mortgage customers but could cost more in the long run

The NTMA has a funding target of about €14-€18 billion for 2019.  Photograph: Eric Luke/The Irish Times

NTMA attracts interest of more than €18bn from investors

Switching your electricity provider will save you potentially hundreds of euro this year.

Switching mortgage provider, energy and health insurance can lead to sizeable savings

Insurance Ireland has estimated that the impact of fraud costs each car insurance policy holder € 50.

Insurer challenged over 1,500 claimants in the courts last year

 Minister for Finance Paschal Donohoe  has  allowed credit unions charge more for their loans but does it need to need to be so expensive? Photograph: Colin Keegan/Collins Dublin.

Several EU countries have much stronger rules on short-term loans than Ireland

Photograph: iStock

Six financial professionals give expert advice on improving your outlook in the year ahead

Credit unions want greater flexibility to set their own business models. Photograph: Colin Keegan/Collins Dublin.

Minister for Finance Paschal Donohoe looks to amend legislation to increase interest rate cap for credit unions

 Property tax brought in €482 million last year. Photograph: Bryan O’Brien / THE IRISH TIMES

Donegal has the worst compliance rate as nationwide tax brings in €482 million in 2018

Malin’s investee company Poseida Therapeutics has filed for a potential IPO.

US clinical-stage biotechnology company is eyeing a listing on the Nasdaq Global Select Market

Changes to the Consumer Protection Code came into effect yesterday.

Changes aimed at helping consumers switch their mortgage came into effect on January 1st

Yes you might still have to pay tax on your state pension - if you earn enough - but there are welfare payments that aren’t liable to tax.

Be wary of the benefits that are still subject to income tax

Do your research, and make sure everyone on the loan application has the right to live and work in Ireland

Buying in Ireland from overseas requires a hefty deposit and a buoyant salary

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