Sir, - I am a 14-year-old student who cannot see how the EMU is going to help this country overall.We are already celebrating a boom with the Celtic Tiger but we must not forget that it is an endangered species. I really cannot see how, after the Euro is fully in place, our lives will change so much for the better.Do we want to lose our financial individuality and risk our financial security which could possibly result in a recession? The inflation rate in Ireland has doubled in the past year and is steadily increasing which means that we're already losing our stability.I believe that the Euro might work but I don't think that we are ready for such a drastic change to our lives. - Yours, etc., Harry SimpsonBallsbridge, Dublin 4.