Car and home insurance quotes

Ringing around

Sir, – Insurance day – a day I never look forward to – but I duly spent several hours researching car and home insurance quotes. It really irks me that the company will send out a quote (a more than 20 per cent increase in both), hoping for inertia on your part but when you ring, they can generally drop the price by at least half of the increase on the quote, which is still higher than the present rate of inflation. The waste of my time ringing around to the current insurer and others irritates me no end when they could well afford to just give you their bottom line in the original quote.

An Irish Times opinion article on June 6th said that the issue of home ownership is driving radicalisation in Ireland. There can be no doubt of that, but the issue of substantial increases in basic costs such as insurance and utilities by wealthy companies is also a factor in driving wealth from normal, average people into the hands of investors. – Yours, etc,

NIAMH BYRNE,

Fairview,

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Dublin 3.