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PTSB’s non-performing loans amounted to €1.1 billion at the end of March, in line with where they stood at the end of last year. File photograph: Alan Betson

Permanent TSB said on Wednesday that its share of the Irish mortgage market rose to 17.9 per cent in the first quarter of the year as new lending pick(...)

‘If you’re on a fixed-rate mortgage, you will be constrained should you wish to switch.’

And just like that, about 28 per cent of the Irish mortgage market appears to be up for grabs with the confirmed departure of Ulster Bank and planned (...)

A KBC Bank branch in Dublin city centre. Photograph: Brian Lawless/PA Wire

When the European Commission ordered Belgian financial giant KBC Group in late 2009 to sell a number of businesses and shrink its balance sheet as pen(...)

‘Your son and his wife should be able to access a mortgage. However, the situation is complicated by Covid.’

My son and his wife are living with us. They have €30,000 saved. They take home about €700 a week on account of the pandemic. Is there anyone out ther(...)

Avant launched its Irish mortgage product last September,  undercutting existing players with its lowest rate of 1.95 per cent for those whose mortgages are worth 60 per cent or less of the purchase price of their home.

Avant Money, the mortgage provider owned by Spanish banking group Bankinter, is expanding its low-cost mortgage offer to a range of new locations acro(...)

Net profit at the bank fell 8.7 per cent to €97 million on extraordinary regulatory charges of €115 million not related to the Covid-19 pandemic. Photograph: iStock

Spain’s Bankinter, which owns Avant Money in the Republic, has forecast higher lending income and loan growth across its markets as lower provisions m(...)

Banks came into 2020 nervous over Brexit, Central Bank (above) mortgage rules and a dysfunctional housing market – that hasn’t gone away.

If 2020 saw Covid-19 deliver the biggest shock to the banking industry since the financial crash, 2021 will tell whether the system really learned the(...)

Whether it’s lethargy or loyalty, fear or loathing, too few of us switch mortgage. Photograph: iStock

Switching your mortgage can seem like a pain. It was hard enough to get it in the first place, right? But if new lower fixed interest rates mean about(...)

Mortgage rates on investment properties are never as competitive as those available to owner-occupiers. Photograph: Simon Dawson/Bloomberg

I have an investment property with an outstanding mortgage of €100,000. The property is worth about €250,000. I am currently paying the mortgage at a (...)

A large red percentage sign sits on a roller coaster symbolising the ups and downs of interest rate directions.

There is no prospect of interest rates increasing over the next couple of years or – and probably longer – as the Covid-19 crisis plays out. But somet(...)

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