I can't get a mortgage. Can you give me some advice?

Ask the expert: your home-buying questions answered

There are a number of factors that can influence the amount you can borrow on your mortgage. Your level of regular dependable income, your history of regular savings and/or rent paid, your financial track record and any financial commitments that you may have. Also, the amount of deposit you have saved and the cost and the property type that you wish to purchase. We consider all applications on an individual basis and a mortgage advisor will be more than happy to discuss your options with you.

Sara Kelly - Bank of Ireland, Mobile Mortgage Manager