Regulator launches consultation to address deficiencies in State’s cash infrastructure
Central Bank is required to prepare guidelines setting out how it will address problem
Banking And Payments Federation Ireland
Uncharacteristic radio silence from digital banks
Four main neobanks swerve Oireachtas committee meeting examining whether sector requires regulation to safeguard customers
Financial services falling short on customers
Industry must do more to ensure products are clearly understood if a wider pool of investors is to be attracted
Social media is the major source of payment fraud, Central Bank tells Oireachtas finance committee
Deputies and Senators raise concerns about customer service in neobanks which failed to attend meeting despite being invited
Digital banks not to attend Oireachtas committee reviewing regulation of sector
Revolut, Bunq, N26 and Monzo invited to discuss regulatory oversight of fast-growing so-called neobanks in Irish market
Irish households not getting full benefit of retail investment, research reveals
Just 44% of adults hold any investments, according to BPFI – although more than three-quarters have savings accounts
Mortgages approvals hit highest level in three years
First-time buyers account for 60 per cent of all approvals in October while loans for movers tumble again
‘They could save €91,440’: How switching your mortgage for home renovations works
Many top up their mortgages to pay for home improvements, but few consider switching providers while they’re at it
Black Friday’s relentless drumbeat
Irish people are likely to spend more than others in Europe over the next weekend despite the perils of online scams
Sole borrowers snapping up apartments and Paschal Donohoe’s legacy
The best news, analysis and comment from The Irish Times business desk
Sole borrowers make up nearly two-thirds of apartment mortgages
More than a third of first-time buyer home loans in Dublin were taken out by those borrowing on their own
‘Tis the season to be scammed: shoppers fall for rogue websites
Buying online via social media links to products have the highest incidence of fraud with 42% of users reporting they lost money
Two-thirds of First Home Scheme applicants also availing of help-to-buy arrangement
Finding prompts criticism that first-time buyers now need two State subsidies to buy a home
Loans for cars, homes and special occasions all hit record highs
Values of loans were up by 17.6% to €754m compared with the same period last year
Last 12 months saw highest number of first-time-buyer mortgages since 2007
Figures indicate first-time buyers continued to be the most active segment of the market
Contactless can be friend or foe when managing your finances
The arrival of Sepa instant payments is just one more reason to exercise a degree of caution when it comes to spending decisions
Households and businesses face new bank payments security check
Users urged to check correct name is on bank accounts for transferring money
Mortgage approval activity softens with approval volumes down
Total of 4,536 mortgages were approved in August, with first-time buyers approved for almost two thirds
Almost one-third of young adults approached to become money mules
Amounts involved typically range between €5,000 and €10,000, new estimates show
House-building slump worsened in second quarter, BPFI says
Data on new-build starts underlines challenge if Government housing targets to be met
Irish banks to take on Revolut with new instant mobile payments plan
A previous instant payments project was abandoned by Irish banks two years ago
Return to competition mandate for Central Bank? No thanks
The ‘never again’ mantra that followed the crash led to a decade and a half of regulatory reforms
Finance sector urges Central Bank to stop ‘gold-plating’ EU rules and be given competition mandate
This is likely to be strongly resisted by the regulator
First-time buyers drive mortgage activity to new heights
FTBs accounted for a record €1.1 billion of mortgage approvals in July
Storm Éowyn cost insurers €301m while fossil fuels remain top power source
The best news, analysis and comment from The Irish Times business desk
Spending on EVs and retrofitting homes pushes growth in green personal lending, BPFI report finds
The value of car loans has reached a record €259 million in the first quarter of the year amid ‘strong demand’
Pepper says 13% of mortgages managed for funds refinanced over 19 months
Firm says loans were typically refinanced by borrowers switching to another lender or selling their home
Mortgage drawdowns hit highest level since 2008
Drawdowns topped €6.2 billion in the first six months of the year
Irish mortgage approvals hit record €14.1bn over last year
Value of approvals rose 17.8 per cent in May compared with year earlier
Median value of homes bought by first-time buyers has risen to nearly €372,000
Mortgage drawdowns by this cohort exceeded €7.8bn last year, the highest since 2006
Be wary of holiday scams as summer picks up, banks warn public
Fraudsters are targeting holidaymakers with offers, particularly touting ‘recent cancellations’ or ‘limited time offers’
One in five Irish consumers seeking a house to rent or buy
Banking and Payments Federation Ireland says figures illustrate high level of demand in Irish housing market
Fancy buying a home on your own? Here’s how
About 30% of buyers are doing it solo. Here’s how to do it
Are you living beyond your means? You may have money dysmorphia
How to tell if there’s a disconnect between how you feel about your finances and reality, and how to fix it
Crosswords & Puzzles
Crosswords & puzzles to keep you challenged and entertained
Common Ground
How does a post-Brexit world shape the identity and relationship of these islands
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