An Post

An Post's special savings account, Deposit Account Plus, gives a variable rate of 3.5 per cent for deposits under £5,000

An Post's special savings account, Deposit Account Plus, gives a variable rate of 3.5 per cent for deposits under £5,000. For deposits between this and £24,999 a variable rate of 4.5 per cent is offered, for deposits up to £40,000 a rate of 4.75 is offered and for those depositing between £40,000 and £50,000 a 5 per cent rate is on offer.

Unlike most of the banks, An Post's special savings account does not include an option to fix the rate, so there is no chance to buck the market. Despite this, one benefit of this account is that there are no charges, commission or fees.