Me my money

Do you invest in shares?

Not massively, although I do keep an eye on the markets in case there is something that looks like a worthwhile investment. I personally prefer to invest in my own business, which I control and I know more about.

Cash or card?

Card for business expenses as it makes tax return time far easier at the end of the year. For my personal life, I would use both.

What was the last thing you bought and was it good value for money?

When visiting my brother in San Fran, I bought some clothes and sports goods and I have to say, compared to Dublin, the items were unbelievable value for money. Several were less than half of what you would pay in Dublin, which was a bit of an eye-opener.

Have you ever successfully saved up for a relatively big purchase?

Yes. I am effective at managing money so if there is something I really want, I can adjust my spending patterns to accumulate money when necessary. In 2002, I bought my home and managed to pull together my deposit despite being on a relatively low salary at the time.

Have you ever lost money?

Only in the same way that everyone did in the recession, but I don’t focus on that. I can only control what I am dealt with on a daily basis – hence I continue to work hard to grow the business.

Are you a gambler and if so have you ever had a big win?

Not in the traditional sense – as in I don’t go betting on horses. However, I am not afraid to take a risk, and every time I expand my business there is a gamble involved. Thankfully, so far they have paid off.

Is money important to you?

It is not the most important thing to me – family, health and happiness would fill that space. However, I would be lying if I said it wasn’t important. I am a highly driven and competitive individual, and having money gives me options that I otherwise wouldn’t have. It also allows me to build and grow my business.

How much money do you have on you now?

I have €74. If I had more, I would spend it.