Yesterday the Central Bank disclosed that just 25 per cent of customers impacted by the tracker mortgage scandal have received redress and compensation.

Banks still have to identify thousands of impacted accounts which will push the cost of resolving issue higher

The Central Bank of Ireland’s headquarters in Dublin’s docklands. The regulator has been investigating issues around tracker mortgages for the past two years. Photograph: Alan Betson/The Irish Times

Central Bank data shows 23% increase in those impacted to 13,000 with number set to rise

The self-assessed tax deadline is inching ever closer, which means that if you haven’t already taken this matter in hand, it’s time to do so. File photograph: Getty Images

Form 11 & 12 paper returns due on October 31st, but a bit later if you file online

Financial literacy is quite low, and pension planning is a ‘scary thought’ for many people

Government’s auto-enrolment pledge for all private pensions is to be welcomed

The earlier you start the pension, the easier – and cheaper – it should be to build up a sufficient nest-egg come retirement

Fiona Reddan looks at the impact of fees, performance, contributions, duration and tax relief

A Pembrokeshire bronze turkey for 8-10 people costs between €65.25-€79.75 for Irish customers; but the equivalent cost for UK customers is just €50.32-€61.51.

Retailer’s customers in Republic will pay more on Christmas turkeys, mince pies and trifles

 Minister for Finance Paschal Donohoe increased the threshold at which people start paying the higher rate of income tax

‘Squeezed middle’ and low-income earners among main beneficiaries of income tax changes

From millennials to baby boomers almost all generations benefit but savings are muted

The home carer’s credit is of assistance to over 80,000 families where one spouse works primarily in the home to care for children or other dependants

Increase in home carer’s credit means one-income families will pay €100 less tax a year

“Whilst it is welcome that the earned-income credit has been increased to €1,150 it is still behind the PAYE credit of €1,650, which represents an annual net benefit of €500 to the employed individual.”  Photograph: Getty Images

Earned-income credit rises to €1,150 but no relief on USC surcharge for those earning more than €100,000

Cost may have been an issue in not opting to increase the inheritance tax thresholds, as every 10 per cent increase in the threshold would have cost about € 22 million. Photograph: iStock

Government signals no increase in tax-free threshold for parent-child transfers

Time to get serious: if you’re in your 40s, you won’t be getting your State pension until you’re 68 – that’s three years later than your parents

Okay, it’s time to get serious. This decade is about setting you up for the latter half of your life

The comments come as speculation mounts that tax cuts may not be as great in tomorrow’s inaugural budget from Minister for Finance Paschal Donohoe as initially envisaged, given the expense in widening the standard rate band and the moderate scale of how much the goverment has available to spend.

MEP opposes returning to mantra of ‘when you have it, spend it’ and urges government to stick to EU fiscal rules

The cuts to EBS’s fixed rates will apply from October 10th, but not everyone will benefit straight away as existing fixed rate customers will have to wait until the end of their term to switch, or risk incurring a penalty.

AIB subsidiary cuts fixed rates by up to 55 basis points but standard variable rate unchanged

Nearly three-quarters of Irish business leaders responding to a survey want Minister for Finance Paschal Donohoe to widen the 20 per cent income tax band, while over half support the merging USC and PRSI.

Irish business leaders also less concerned about impact of proposed US tax reforms

As our population continues to age, the cost of delivering the state pension has also risen, and we now allocate about 10 per cent of total government spending to this payment.

Servicing the national debt still accounts for 16% of spending - more than the spend on education, housing or justice

The new town centre will be located alongside Tully Park, which is currently under construction, and will be equivalent in size to St Stephen’s Green

Debt facility will enable Hines to fund development of new south Dublin town centre

Haven said that thanks to rate cuts over the last three years, a borrower with a mortgage of €200,000 will have saved about €1,500 a year.

Lender drops rates to as low as 2.75% as competition in mortgage market heats up

Thornhill House in Mount Merrion, in south Dublin: plans for 47 dwellings (mainly apartments) received 125 submissions from local residents.

Dún Laoghaire-Rathdown cases show objections do not equate to refusals

Buy your pension in Germany? Well you might be able to by 2019 under a new European proposal.

It’s been a long time in coming but the PEPP will offer portability and better choice to Irish pension savers

According to a European Buy-To-Let league table from payments company WorldFirst, the average yield on an Irish property stood at 7.08 per cent in August 2017, up from 6.54 per cent in 2016, and far ahead of the rest of the EU-28.

Ireland tops buy-to-let league table, at 7.08%, making it attractive to investors

During the first nine months of the year, figures from CBRE show that some 16 pubs changed hands, with an average sale price of € 1.18 million, and a total value of more than €17.8 million.

Sale of 16 pubs including JJ Smyth’s on Aungier Street top €17m

Budget 2018 has thusfar been a quiet affair, with Minister for Finance Paschal Donohoe appearing to be largely successful in keeping his thoughts under wraps.

With a week to go some Budget measures now look very likely

The generation game. Illustration: iStock

Which age group has won the most in the budgets since 2008?

It’s not fair! Bank of Ireland offers its best deposit rate to the under-12s. Photograph: iStock

Young Saver Account will pay interest on balances up to €5,000 at a bonus rate of 2.5%

A new report from the Central Bank shows how much younger borrowers  have benefited from tracker mortgages.

Central Bank report sounds warning on interest rates to boom-time property buyers

Everyone  should have a will, which allows  issues to be discussed, and stops assets going to the wrong people

At Investec, they’re noting a growing interest in Section 72 life policies, which covers the cost of settling an inheritance tax b(...)

Mihir Desai, a professor at Harvard Business and Harvard Law School, and author of ‘The Wisdom of Finance’

The route to instilling more of an ethical compass in finance is by putting it through a prism of art and literature, argues new b(...)

A foodstore in Glin, Co. Limerick, which is going to auction at a reduced reserve of €75,000, down from €90,000 previously.

Billed as Europe’s biggest online property auction, over 300 properties will go under the hammer tomorrow

Irish house prices are now rising at the third fastest pace in the world, according to a new global survey, which puts price growth in Ireland behind only Iceland and Hong Kong

Global housing boom looks to be losing momentum but Ireland is still one of the best performing

Ireland is not a high tax country. The Republic collects one of the lowest amounts of tax as a proportion of GDP in the OECD.

Relatively little of burden placed on lower-income earners but ‘squeezed middle’ feel pinch

In 2016, the biggest cohort of first-time buyers in Ireland were in the 31-35 years age group

Number of under-30s buying home in Ireland has plummeted but has risen in UK

How much income tax do landlords pay? The Revenue Commissioners is set to find out

Tax authority stepping up interest in residential landlords as housing crisis deepens

Revenues from Aryzta’s North American operations were down  5.7 per cent to €1.8 billion

Cuisine de France manufacturer hit by rising costs and falling revenues in North America

The burden of filling the exchequer’s coffers falls on those on middle and higher incomes. Photograph: iStock

Budget promises unlikely to lighten load on ‘squeezed middle’ in any significant way

What will Minister for Finance Paschal Donohoe  do for middle income earners? Figures show that any reduction in the tax burden will cost - and may only offer limited relief.

Irish Tax Institute figures show €1,000 increase in 20% band would see the average earner save less than €200 a year

Taoiseach Leo Varadkar says middle income earners need a tax cut; but in a comparison of tax revenues Neri found that on a per person basis, combined taxes and social contributions in Ireland are significantly lower than in comparator high-income EU countries.

Case for cutting taxes ‘extremely weak’ given need for housing and infrastructure, economic institute says

“What’s actually happened is that people have had to stay out of the home ownership market due to difficulties in getting a mortgage, meaning pressure on the rental market has intensified.” File photograph: Getty Images

Central Bank chief Philip Lane says cash buyers limit ability to control house prices

An analysis by Savills shows house prices may return to peak April 2007 prices in Dublin by February 2020.

Price rises outside Dublin to lag capital by a year, new study by Savills predicts

Irish Life Health says it will be the first health insurer to cover all Affidea Express Care diagnostic centres and offer reduced rate for consultations, at €100, a 33 per cent discount on the standard consultation fee.

Affidea readies two new express care clinics with more to follow

Despite the dearth of supply in new homes, the pipeline of new apartments  appears sluggish at best, according to new planning permission figures.

Planning permission for apartments up just 2.7 per cent year on year in second quarter

Dalata will now own and operate 257 bedrooms in the 352-room Clarion Liffey Valley hotel in Dublin.

Irish hotel group takes another step towards full ownership of Dublin hotel

The Sporting Emporium, Dermot Desmond’s Dublin-based casino, is still in the red, largely due to start-up costs incurred some 12 years ago.

Latest figures for The Sporting Emporium show accumulated losses of €3.5m

About one in 10 family homeowners are behind with repayments on their mortgage, new figures from the Central Bank show,with financing on almost one in five investment properties in arrears.

Central Bank figures also show that almost one in five buy-to-let mortgages are still in arrears

Lidl’s new pop-up on Grafton Street.

German discount grocer brings new meaning to ‘fast fashion’ with pop-up store to showcase Heidi Klum fashion range

With some older people no longer eligible for a full medical card, the number of GP visit cards, which are automatically granted to the over-70s, has  soared since their introduction in 2005, with 480,787 citizens now holding one

Free GP, lower tax rates, cheaper childcare, free school bus- medical cards bring more benefits than you might expect

 Chief executive of Providence Tony O’Reilly: he   said the results were “disappointing”. Photograph: Brenda Fitzsimons

Irish oil and gas explorer currently plugging and abandoning the well prospect

 Grand Canal Dock in Dublin. The city was also chosen, alongside Shanghai, Singapore and Frankfurt, as one of the 15 centres “likely to become more significant”. Photograph: Eric Luke

Irish capital up three spots to 30, but still behind Luxembourg and Frankfurt

The broad message of the data is that Irish consumers remain positive. Photograph: Dominic Lipinski/PA

Back-to-school costs and scepticism about economic recovery dampen spending

Dennis Francis: said the company was “pleased” with the results of the S-375s well. Photograph: Cyril Byrne

Test confirms that Sibkrayevskoye is a large oil field

Starbucks on Dawson Street in Dublin. File photograph: Alan Betson/The Irish Times

With 73 outlets in Ireland, the chain has been rebuked for opening shops without planning

“We have to be wary of having Brexit-eyed glasses on and viewing everything through that lens.” Photograph: François Lenoir/Photograph

Independent body urges Government there is only room for ‘moderate’ tax cuts in budget

Will Donohoe and Varadkar magic up some ‘fiscal space’?

The latest figures show the Government collected just under €30.5 billion in taxes for the period, which was €209 million less than it expected at the start of the year.  File photograph: Getty Images

Latest numbers show Government’s tax take still trails projection by €209m

British research body also suggests entrepreneurial CGT relief should be scrapped

Could the Government look to reinstate the rent relief scheme, which once offered tax credit of as much as €1,600 to tenants?

In 2010 a couple could claim relief of €1,600 – today it’s €160. Should the scheme be revamped?

The deal will give the Irish drinks manufacturer ‘significant economic’ benefits in the UK market. Photograph: Bryan O’Brien

Group owns and operates 845 pubs, mainly in England and Wales

Artist’s impression of 1 Windmill Lane, where Core Media and Informatica are set to become tenants.

Hibernia Reit to let 24,000 sq ft at new development for €1.4 million a year

Homeoptions co-founders and directors Philip Farrell and Ben Hoey at the launch of their “rent now, buy later” service. Photograph: Peter Houlihan

Homeoptions’ offers rent-to-mortgage scheme – with a little help from relatives

Back in April, Dun Laoghaire- Rathdown Council refused permission for Ires Reit’s proposed plans to build 467 apartments at Rockbrook, to the fund’s “serious disappointment”.

Property investment company is ready to build 467 apartments on Sandyford site

Latest figures from Kantar Worldpanel show that Aldi has a 11.4 per cent market share in the Republic. Photograph: Alan Betson

German retailer says terms will apply to about 100 suppliers from September 11th

Using up-to-date valuations is “important in sustaining public support for the property tax”, a think tank has said. Photograph: Bryan O’Brien

Freezing current valuations could prompt constitutional challenge, Public Policy says

 Aidan Brogan, chief executive of Datalex, said that the first half of 2017 was another period of strong performance and investment for the travel software firm. Photograph: Cyril Byrne

Irish firm reports 24% revenue increase as it eyes 20% full-year earnings growth

The  VHI Swiftcare centre at Dundum, Dublin. The VHI has decided to restrict use of its  clinics to its own members

The number of private A&Es has been growing in recent times

Introduced in last October’s Budget, the Affordable Childcare Scheme is a new national scheme of financial support for parents towards the cost of their childcare - but it’s not yet as comprehensive as had been first envisaged.

Parents of under-threes to get €20 a week with payment set to start on Friday but estimated 9,000 parents will be left without sta(...)

The IE Domain Registry has commenced a public consultation on its policy requiring  applicants for a website domain to prove they have a valid claim to the name.

Applicants will still need to prove connection to Ireland to get a .ie address

Alan Walsh, One51’s group chief executive, said that the first half of the year saw “very strong results” on the back of the IPL business in both the US and Canadian markets, while UK earnings were in line with expectations, despite being adversely affected by the fall in the value of sterling. Photograph: Cyril Byrne

Performance of Irish plastics group in first half of year ‘encouraging’

Incoming chief executive Kevin Toland: Aryzta   seen its share price fall by as much as 30 per cent this year.

Former DAA chief executive will look to turn around troubled Swiss-Irish baked goods maker

 The gig economy: a Deliveroo worker. Photograph: Nick Ansell/PA Wire

Research shows number of ‘nonemployed’ needs to fall before wage pressures may increase

Irish taxpayers are entitled to claim back tax on a host of items including health expenses, tuition fees, flat-rate expenses, rent relief and nursing home fees, as well as in cases where they may have overpaid tax.

Tax refund data shows that men get 10% more back than women with the over-65s entitled to the biggest taxback cheque

Michael Cawley: he is currently senior independent non-executive director of Hostelworld. Photograph: Dara Mac Dónaill

Former Ryanair executive Michael Cawley set to be chairman of online booking platform

Soyuz, based in Moscow, produces corrugated packaging for a range of sectors and has approximately 300 employees.

Packaging giant has acquired the Russian corrugated packaging company Soyuz

Michael Carvill, managing director of Kenmare Resources, said the mining group looks forward to building on its achievements. Photograph: David Sleator

Mining group reports jump in revenues on back of increased prices and sales volumes

The rent-a-room scheme is one of the few ways of earning income without paying tax

The scheme allows people to earn up to €14,000 without paying any tax from renting out a room in their property

More people are doing it but Revenue figures suggest average earnings have fallen

More than a quarter of Irish parents are saving for their children’s education. Photograph: Alan Betson / The Irish Times

Many families unprepared for cost of third-level education, Aviva research finds

Rents have increased by almost 12% year-on-year to June, according to a new survey. Photograph: Bryan O’Brien/The Irish Times

New Daft.ie report says average national rent has increased by almost 12% this year

A  Dalata  agm. Davy Stockbrokers has  given the Dublin-listed company an “outperform” rating.  Photograph: Dave Meehan

Broker sees big potential in UK market for Dublin-listed hotel group

As property prices have not risen at the same rate across the country, it means that some homeowners may be burdened with a far greater rise in the tax than others. Photograph: iStock

As a new valuation date looms, property prices are on the rise

Hazelbrook Square in Clonskeagh, south Dublin, where three-bed properties start at €540,000. The properties have jumped in value by about 13 per cent since the scheme was first launched in May 2016.

Average price paid for a dwelling increases to €258,544, and to €401,890 in Dublin

Facebook chief executive Mark Zuckerberg took two months’ paternity leave when his daughter Max was born, but many Irish fathers aren’t so lucky, despite the introduction of a new regime. Photograph: Mark Zuckerberg via AP

Majority who became fathers over past year have not taken paid two-week leave

Brexit poses “significant risks to exporting sectors, hitting regional economies and employment hardest”, Ibec has warned. Photograph: Justin Tallis/AFP/Getty Images

Brexit impact remains a risk, employers’ group warns

Successive budgets since 2009 have put the emphasis for funding the recovery on income tax payers. Photograph: Alan Betson

Report shows how Government is funding the recovery by increasing tax burden on middle income earners

Irish banks are applying harsher cuts to deposit rates than those across the euro zone. Photograph: Getty Images/iStockphoto

If you’re less than enthused by earning just €65 a year on a deposit of €15,000, what are your options?

We’re spending more and this is paving the way for a return to peak economic levels Goodbody Stockbrokers said. Photograph: Tim Boyle/Getty Images

Return to full employment by end of next year as job creation is growing at the fastest pace since 1999

Cheers: last month, Britvic said Irish revenues rose 10.6 per cent in the third quarter of 2017, as the group reported a 6.5 per cent rise in revenues to £384.6 million. Photograph: Andrew Milligan/PA Wire

Manufacturer of Miwadi and Ballygowan sees pre-tax profits fall by 27% to €1.8m

AA membership in Ireland grew by 6.4 per cent to 136,500 in 2016. Photograph: Dara Mac Dónaill

Insurer and breakdown assist provider reports 10 per cent growth in revenue in 2016

In Dublin a couple who are first-time buyers were spending 27.4%  of their after-tax income servicing their mortgage in May: Photograph: Getty Images

Property affordability ratios now at a nine-year high

The Revenue this week set out various options that Minister for Finance Paschal Donohoe might pursue in his first budget on October 10th. Photograph: Brenda Fitzsimons

Also in the news were diesel cars, Seán Dunne, Irish banks and artists’ tax relief

An apartment at The Maple development in Sandyford, south Dublin.

Ires Reit is expected to finalise lettings on The Maple this month, where rents for two-beds appear to have softened

Kennedy Wilson Europe’s two-year refurbishment of Stillorgan Shopping Centre, Co Dublin, continues with construction of the new Tesco extension expected to be completed by the end of the year.

UK-listed property group with €1bn invested in Ireland says property outlook is positive

Retired Irish rugby player   Paul O’Connell. While his book “The Battle”, written with  Alan English  may have grossed more than €1m in sales, many artists will make a minimal return for their efforts. Photograph: Stu Forster/Getty Images

Tax relief earned from artists’ exemption scheme shot up by 86% in 2015, figures show

Net premiums for RSA’s Irish division rose by 1 per cent to £152 million in the six months to June 30th. Photograph: Simon Dawson/Bloomberg

Insurer targets full-year profitability in Ireland but says market remains challenging

First-time buyers continue to drive the market, accounting for 50 per cent of the market by volume.

Gap between approvals and drawdowns underlines scarcity of supply

Senior officials have raised the prospect of abolishing relief on family homes from capital gains tax when they are sold. Photograph: iStock

Move is among tax reform options put forward by Department of Finance group

Landlords argue that despite the high rents, the level of taxes and other charges levied on landlords can make the activity unviable. Photograph: Bryan O’Brien

Rents may never have been higher but landlords are hoping for some help

What is new Minister for Finance Pascal Donohoe dreaming up for October 10th?(Photograph: Cyril Byrne / THE IRISH TIMES)

Tax Strategy Group suggests abolishing CGT relief on sale of home while cost may preclude cut in exit tax on investments

Manufacturing activity in Ireland improved in July, despite a fall in the headline PMI figure indicating that the rate of expansion has moderated.

Growth driven by new orders but report shows rate of expansion has moderated

The 50-20-30 plan is the inspiration of US senator and Harvard bankruptcy expert Elizabeth Warren who, with her daughter, came up with the plan to help people manage their money

This plan is about allocating a specific percentage of money towards specific tasks

Local authorities across Ireland have discretion to vary property tax by the order of plus or minus 15 per cent. (Photograph: Bryan O’Brien / THE IRISH TIMES)

Council is canvassing opinion on whether or not it should cut property tax for 2018 thus saving homeowners about €100

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