Dos and dont's

Getting the best investment advice.

DO

• Do use an adviser who is authorised by the Irish Financial Services Regulatory Authority.

• Do talk to a few advisers before choosing one.

• Do give your adviser the information they need to give you good advice.

• Do ask if your adviser can offer you overall financial planning advice.

• Do read the documents your adviser gives you.

• Do make sure your adviser explains how their advice or a product they recommend is suitable for you and in your best interests.

• Do ask about product charges and how these compare with other similar products.

• Do negotiate charges and commissions with your adviser, especially if you are investing a lot of money.

DON'T

• Don't sign anything unless you have read and understood it.

• Don't make hasty decisions - consider the advice carefully before making up your mind.

• Don't cash in an existing pension, life assurance or investment product for a new financial product unless your financial adviser can show you in writing how this would benefit you.

• Don't give inaccurate or incomplete information - the advice you get depends on the information you give.

• Don't accept important information verbally.

Information provided by the Irish Financial Services Regulatory Authority