Sean Couch

4 results

 Many banks offer a better interest rate on mortgages once the value of the loan drops below 60% of the value of the house. File photograph: Frank Miller

Property prices may be cooling, but after six or so years of consecutive growth, homeowners across Ireland will have nonetheless seen substantial rise(...)

Someone 10 years into a 30-year €300,000 mortgage would save €108 a month by changing from a mortgage with a 3.8 per cent interest rate  to one charging 3.1 per cent. Photograph: Getty

Have you thought about your LTV lately? No? Do you know what it is? Well, it might be time to find out, because if you purchased a property anytime a(...)

A 2015 survey from the Competition and Consumer Protection Commission showed that just 2 per cent of mortgage holders have switched in the past five years. This is despite the fact that the Central Bank found last year that some 109,705 people could save money by switching mortgages.  Photograph: Kate Geraghty

Switching is back in the news again, with the high interest rates paid by Irish mortgage customers even coming to the attention of the president of th(...)

Mortgage moving: banks are now looking to win low-risk customers by offering switching deals

“It’s the best time EVER to take out a mortgage” the headline on the Daily Mail roared in early February, urging readers to either buy or remortgage, (...)