savings

15 results

The first rule of balancing your personal books is that you use any resources that come your way to pay off debt before investing in savings. Photograph: iStock
Nest egg choices are limited if you’re averse to taking a risk

(...) to pay off debt before investing in savings. Like most rules, it is pretty grey: we invest in(...)

I have savings of €200,000 and am considering spending €30,000 on a car. Photograph: iStock
Home or car: what’s the best use of my savings?

I have substantial savings sitting in my bank account, approximately €200,000. I was hoping to(...)

If you have the money to buy a home, the Department of Social Protection / Intreo will consider that you do not need Jobseeker’s Allowance. File photograph: Getty
Aunt’s help to buy home will cost you unemployment income

(...), your weekly payment will automatically be reduced to account for any additional savings or other(...)

In Ireland, both parties in divorce are expected to try to hammer out terms of a settlement – financial and otherwise – governing their arrangements post any divorce. Photograph: Dan Kitwood/Getty Images
Can husband keep savings and half the house in divorce?

(...) entitled to half his savings – I was a stay-at-home mum for most of our marriage. He has roughly €120(...)

You will almost always be paying more for a consumer loan than you will be getting by way of interest on your nest egg.
Pay off that loan before you focus on saving

(...) euro with interest of 6.7 per cent. Would I be better to clear this loan now with savings I have(...)

Got change left over from your latte? Put it into a jar. Photograph: iStock
Six ways to save money when you don’t have very much

(...) building up a rainy day fund, or savings, for a specific reason when you don’t have very much spare cash(...)

Writing down financial goals may not mean you’ll actually achieve them, but it increases your chances of doing so.
Five financial tips to get your year off to the right start

(...). Bank of Ireland has a calculator which can help you work out your savings. Just remember to tell your(...)

Budget 2018: We are down to the wire. Here’s what we think is going to happen

(...), which could also be a revenue-raiser. Tax to fall on savings Taxes on savings have risen steadily over(...)

Before you consider diverting any savings from deposits, it is worth noting the potential consequences of such a move
Forget deposits: knock €10,000 off your mortgage and reap much greater rewards

(...) return on savings you may have by putting them to use elsewhere; next week we’ll take a look at some ways(...)

The bottom line, for you, is that gifting your son the €1,000 should not impact his eligibility for Jobseeker’s allowance. As it is below the €3,000 annual small gift threshold, it will also have no impact on his ability to inherit from you down the line without paying tax
Q&A: Dominic Coyle

How much savings can a person have before the dole payments are reduced? We would like to give each(...)

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