You can draw down only a maximum of 4 per cent a year from an AMRF whereas with an ARF you can make a once-off withdrawal of 20 per cent.

While the budget may be the day that grabs the attention, it is the Finance Bill that often has the biggest impact on the personal finances of the nat(...)

What does Budget 2020  mean for you? Photograph: Gareth Chaney/Collins

Brexit and climate change might have been the dominant elements of Budget 2020 but there are a number of measures that will impact on the personal fin(...)