A Central Bank study finds that mortgage borrowers who draw down close to the maximum funds available are more likely to be first-time buyers in the Greater Dublin Area. Photograph: iStock

Record rent levels may see the Central Bank ease rules on mortgage lending slightly. Goodbody analyst Eamonn Hughes said wholesale changes were unlik(...)

Central Bank chiefs Philip R Lane and Sharon Donnery announce changes to the bank’s residential mortgage lending requirements. Photograph: Reuters/Clodagh Kilcoyne

I am a first-time buyer. Regarding the Central Bank’s recent proposals, what is my position if I am thinking of purchasing a house worth €312,500? How(...)

The Central Bank changed its mortgage rules for first-time buyers this week. Photograph:  Matt Kavanagh.

We were first-time buyers when we bought our house in 2014 – before the new Central Bank rules came in and so only had to have an 8 per cent deposit. (...)