mortgage

48 results

There’s a lot of customer uncertainty out there. People are not used to their bank suddenly telling them it is shutting down. Photograph: Alan Betson
Will Ulster Bank closure put mortgage drawdown at risk?

(...)  I’m in the process of moving house. We have an existing mortgage on our current property(...)

Most people with extra cash either pay down their mortgage or ramp up their pension. Image: iStock
Mortgage or pension? Where to put your spare cash

(...) it to work. Two of the most common approaches to use excess cash are to pay down your mortgage or(...)

When you switch mortgages, there are two considerations: lower monthly payments and what you save overall in interest payments over the remaining life of your loan. Illustration: iStock
Switching your mortgage will save you more than €1,000 a year

I wonder if you could give me a little advice? We currently have a variable mortgage of 2.95 per(...)

As long as you pay your mortgage in full in line with your agreed contract, there should be no reason not to change a fourth time or more as circumstances dictate. Photograph: iStock
Will banks penalise us for switching our mortgage several times?

We have switched our mortgage twice already in the past and are about to switch again. There is an(...)

A typical first-time buyer will need about €25,000 for a deposit, and potentially significantly more in Dublin. Photograph: iStock
How Covid-19 has impacted the mortgage market

Almost a year on from our first lockdown, the impact of Covid-19 still overhangs the mortgage(...)

The first rule of balancing your personal books is that you use any resources that come your way to pay off debt before investing in savings. Photograph: iStock
Nest egg choices are limited if you’re averse to taking a risk

(...) cannot decide what to do with this money: should we pay off our mortgage (which is a tracker on a low(...)

A “quiet” festive season awaits us in 2020. So why not put that time into sorting out your finances. Photograph: iStock
Top tips: How to shake up your finances this Christmas

(...), [for example] food, clothing, school, phones, mortgage, etc. You can also check the same but including(...)

There are rules about giving money to family members. And the impact is different obviously, depending on whether it is a loan or a gift. Photograph: iStock
Lending to family can prove to be a tricky business

US. It’s towards my new home, for which I’m €55,000 short after my mortgage. He was sending me this(...)

EBS refused my application as I work for an airline and that’s high risk – even though we have not been subject to any reduction in pay. Photograph: Getty Images
Blacklisted by EBS for mortgage because I work for an airline

I recently applied for a new mortgage with the EBS. I got my first mortgage with them 15 years ago(...)

A quick check of the rates shows that Ulster’s 2.6 per cent is still short of the 2.2 per cent on offer at Avant if your loan is less than 80 per cent loan to value. Photograph: Gareth Fuller
Am I crazy to consider switching to an Ulster Bank mortgage?

We are actually thinking of switching our mortgage to Ulster Bank from Bank of Ireland to take(...)

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