48 results

There’s a lot of customer uncertainty out there. People are not used to their bank suddenly telling them it is shutting down. Photograph: Alan Betson

(...)  I’m in the process of moving house. We have an existing mortgage on our current property(...)

Most people with extra cash either pay down their mortgage or ramp up their pension. Image: iStock

(...) it to work. Two of the most common approaches to use excess cash are to pay down your mortgage or(...)

When you switch mortgages, there are two considerations: lower monthly payments and what you save overall in interest payments over the remaining life of your loan. Illustration: iStock

I wonder if you could give me a little advice? We currently have a variable mortgage of 2.95 per(...)

As long as you pay your mortgage in full in line with your agreed contract, there should be no reason not to change a fourth time or more as circumstances dictate. Photograph: iStock

We have switched our mortgage twice already in the past and are about to switch again. There is an(...)

A typical first-time buyer will need about €25,000 for a deposit, and potentially significantly more in Dublin. Photograph: iStock

Almost a year on from our first lockdown, the impact of Covid-19 still overhangs the mortgage(...)

The first rule of balancing your personal books is that you use any resources that come your way to pay off debt before investing in savings. Photograph: iStock

(...) cannot decide what to do with this money: should we pay off our mortgage (which is a tracker on a low(...)

A “quiet” festive season awaits us  in 2020. So why not put that time  into sorting out your finances. Photograph: iStock

(...), [for example] food, clothing, school, phones, mortgage, etc. You can also check the same but including(...)

There are rules about giving money to family members. And the impact is different obviously, depending on whether it is a loan or a gift. Photograph: iStock

US. It’s towards my new home, for which I’m €55,000 short after my mortgage. He was sending me this(...)

EBS refused my application as I work for an airline and that’s high risk – even though we have not been subject to any reduction in pay. Photograph: Getty Images

I recently applied for a new mortgage with the EBS. I got my first mortgage with them 15 years ago(...)

A quick check of the rates shows that Ulster’s 2.6 per cent is still short of the 2.2 per cent on offer at Avant if your loan is less than 80 per cent loan to value. Photograph: Gareth Fuller

We are actually thinking of switching our mortgage to Ulster Bank from Bank of Ireland to take(...)

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