Whether you choose to take the plunge now depends on your own circumstances and whether the sums stack up under the Central Bank, with or without the assistance of one or other of the incentive schemes available. Photograph: iStock

Unrelenting increases in rent have made it cheaper to pay a mortgage than to rent but those entering the property market for the first time can be for(...)

In this case the lender wants to know that you are financially independent – very independent. Photograph: Getty Images

I was reading your article on a married woman who had not owned property before being able to apply for a mortgage in her own name, and I found it ver(...)

More than 6,000 homeowners have availed of the Help to Buy scheme to date. Photograph: Alan Betson

Homeowners at the heart of a Revenue audit into potential abuses of the Help to Buy scheme had exchanged contracts before the tax relief scheme opened(...)

Each parent can give up to €3,000 to a person in a given tax year. That means your two parents can legitimately gift you up to €6,000 between them with no tax liability, either for you or your parents. Photograph: Getty Images

We are first-time buyers currently applying for a mortgage. Over the years I have received gifts from my parents within the rules of the small gift ex(...)

Minister for Finance Paschal Donohoe announced no change in the Help to Buy incentive for first-time buyers after a report by consultants Indecon found that abolishing the scheme now would create uncertainty and damage confidence in the housing market. Photograph: Alan Betson

Abolishing the Help to Buy scheme would create uncertainty and damage confidence in the housing market, a report on the scheme has found. The report (...)

First-time buyers are looking to buy in greater numbers than in recent times. Photograph: Dara Mac Dónaill/The Irish Times

If not quite back in force, then first-time buyers are certainly looking to buy in greater numbers than in recent times. With rents so high, it’s now (...)

Help to buy? An estate agent’s shop window in Dublin. Photograph:   Brian Lawless/PA Wire

My husband bought a house with his ex-partner six years ago. He moved out two months after purchase but left the mortgage in his name for three years.(...)

The scheme is available only to owner-occupiers, not to the investment or buy-to-let market, and applicants will need to live in the property for five years

Applications from first-time homebuyers for financial support under the Government’s Help-to-Buy scheme open today. The measure, introduced by Minist(...)

Once you have owned property anywhere, you are no longer classified as a first-time buyer for the purposes of the Irish Revenue. Photograph: Rui Vieira/PA Wire

I’m an Irish national who has just this year moved back to Ireland. My wife is American and we now call Ireland home for our family. We are renting (...)

Carton Wood, Maynooth. A first time buyer would need a deposit of just €14,750 to buy a three-bed semi-detached house worth €295,000. Someone trading up on the other hand would need to come up with a significantly higher deposit of €59,000.

They paid too much for their home during the boom; their wages are stagnant; their mortgage is still underwater; they may have a cheap tracker but hav(...)

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