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If I had funds that I want to use to help me buy my forever home in three years, I wouldn’t be putting them into an investment property. The window is to short and the outlook too uncertain – even before you consider the hassle factor. Photograph:  Alan Crowhurst/PA Wire

I recently bought my first home in Ireland last summer but sadly didn’t qualify for first-time buyers as I’d moved home from the UK only six months be(...)

There might be fewer than 6,000 homes available to those using the help-to-buy scheme this year

An expanded help-to-buy scheme was a surprise element of the €7 billion stimulus plan unveiled on Thursday by the Government, and with good reason. T(...)

Whether you choose to take the plunge now depends on your own circumstances and whether the sums stack up under the Central Bank, with or without the assistance of one or other of the incentive schemes available. Photograph: iStock

Unrelenting increases in rent have made it cheaper to pay a mortgage than to rent but those entering the property market for the first time can be for(...)

In this case the lender wants to know that you are financially independent – very independent. Photograph: Getty Images

I was reading your article on a married woman who had not owned property before being able to apply for a mortgage in her own name, and I found it ver(...)

Help to buy? An estate agent’s shop window in Dublin. Photograph:   Brian Lawless/PA Wire

My husband bought a house with his ex-partner six years ago. He moved out two months after purchase but left the mortgage in his name for three years.(...)

The purchase scheme offers first-time buyers the chance to get up to €20,000 to put against their deposit on a new home. Photograph: Rui Vieira/PA Wire

One hundred and twenty first-time buyers applied for the Government’s new Help-to-Buy scheme within the first few hours on Tuesday. The home purchase(...)

Once you have owned property anywhere, you are no longer classified as a first-time buyer for the purposes of the Irish Revenue. Photograph: Rui Vieira/PA Wire

I’m an Irish national who has just this year moved back to Ireland. My wife is American and we now call Ireland home for our family. We are renting (...)

In the Help-to-Buy initiative, the Central Bank claimed that offering the rebate only to buyers who borrow 80 per cent or more of the price was unwise, as it could force people to borrow more than they might need

It’s not an inaccurate statistic the Central Bank has put forward over the past week with regards to deposits and first-time buyers, but it may be a t(...)

Revenue will not be handling any applications for rebates under the first-time buyer help-to-buy scheme until January 1st. Photograph: Joe St Leger

How do I get the tax rebate under the help-to-buy scheme? Is the money sent to me by cheque or is it sent directly to the bank to go towards my deposi(...)

Dublin TDs and property interests are to the fore of lobbying for amendments to the Finance Bill in relation to the help-to-buy scheme, citing unfair advantage for rural dwellers.

Although the Government has clearly advertised the help-to-buy scheme is to benefit those who have bought a house after the July 19th deadline, it has(...)

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