As Tánaiste Leo Varadkar recently said, there will be tax measures aimed at “middle-income people in particular”, as well as a welfare package to offset the impact of the rising cost of living. Photograph:  Thomas Trutschel/Photothek/Getty

Public spending may have rocketed over the past 20 months due to the impact of the Covid-19 pandemic but it appears that tax cuts and welfare increase(...)

The cost of the help-to-buy scheme could exceed €170 million in 2021, more than four times the original estimated annual cost of €40 million. Photograph: Rui Vieira/PA Wire

Ending the help-to-buy scheme this year could lead to market disruption as developers scale back supply of starter homes, officials at the Department(...)

You can be treated as a first-time buyer by Revenue even if your spouse or partner owns a home, but it’s not easy. Photograph: iStock

My partner owns the house we currently live in. He owned the house before we met. I have never owned a house of my own. Would I be treated as a first-(...)

Securing an Irish mortgage from abroad is difficult but not impossible.

I’m currently living abroad in Canada. However, I’m looking at moving back home to Ireland in 2025. I’m looking at purchasing my first home. However, (...)

When it comes to buy-to-lets, the Central Bank seeks to limit borrowing to just 70 per cent of the property’s value. Photograph: Andrew Matthews/PA Wire

I’ve been researching a subject but I’m getting contradictory answers. The short question is: I never ever bought a house; can I avail of the first-ti(...)

There is nothing in the legislation to say you have to go to a registered contractor for your self-build. Photograph: iStock

I am looking to buy a site and self-build. Can I get a block layer, carpenter, electrician etc, or do I have to go with a registered contractor? Also(...)

Tom Parlon, CIF director general, has urged the Government to retain the Help to Buy scheme for first-time buyers. Photograph: Dara Mac Dónaill

Any move to axe the Help to Buy scheme would compound the housing crisis, the Construction Industry Federation (CIF) has warned. The industry lobby g(...)

The rules of the help-to-buy scheme are clearly defined in legislation. The basic intention is that it helps first-time buyers meet the deposit requirements for buying a home.

We have been approved by Revenue under the help-to-buy scheme to get some tax back on our self-build property and our solicitor now has to verify the (...)

According to the Revenue, whether or not you qualify for the Help-to-Buy scheme would depend “entirely on the level of dereliction” of the property you are buying.

My husband and I are in the process of purchasing an old derelict house which we plan to demolish and build a new house on the site. We are both first(...)

The definitions in Finance Bill 2016 state an “approved valuation” for a self-build is the valuation approved by your mortgage lender.  Photograph: Neil Hall

I am currently building a home that I started two weeks ago through a building contractor and looking to qualify for the Help to Buy scheme. I am wo(...)