Fair Deal

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If selling the family home allows you to live in a retirement centre as you would like to do, then that is a perfectly valid decision. Photograph: iStock

I live alone in the family home. My husband is in a nursing home. I was going to sell the house and move into retirement centre. I never thought of (...)

Capital gains tax: “There is an exemption for people who are not living in their home because they are receiving care in a hospital, convalescent home or nursing home, or where they now reside in a retirement home for which they are paying.” File photograph: Getty

An individual buys – and occupies – a house for say €90,000 in February 1990. Some 25 years later, 2015, due to failing health, the same individual ha(...)

Fair Deal is a system of financial support put in place to help cover the cost of private nursing home care in a State where there is very limited public nursing home provision.

I currently live in my 70-year-old father’s house, and have done with my family for the last five years. He still lives in the property and the house (...)

‘It is up to the family of the Fair Deal patient to decide whether they want to sell the property to raise the funds or to find the money from other sources.’ Photograph: Jonathan Brady/PA Wire

My father is in a nursing home using his pensions and the family home to fund his Fair Deal. My two brothers, who both suffer from mental health issue(...)

Nursing homecare under Fair Deal: Certain other things clearly are not deductible, including ancillary costs of your mum in the nursing home, such as hairdressing and optional activities. Photograph: John Stillwell/PA

My mother recently went into a nursing home and is part of the Fair Deal scheme. My question is, does she have any access to her savings now that they(...)

In general there is serious disadvantage for a nursing home patient in disposing of the family home. Photograph: Getty Images

My father who resides in a nursing home owns his house which he bought in 1982 for £60,000. He wants to gift me the house which is now worth £450,000.(...)

Is it too late for my father to give his savings to his family? Photograph: Getty Images

My 92-year-old father is in a nursing home. He availed of the Fair Deal loan and, after the three years’ cap, sold his home and put the money into his(...)

Under Fair Deal, if your mother sells her home, then that becomes a liquid asset and liable to the 7.5 per cent payment every year without any cap. Photograph: John Stillwell/PA

My mother was diagnosed recently with a number of medical issues and she is no longer able to live independently. We will have to go down the route of(...)

Sometimes, however, depending on your circumstances, a marginal pay rise can cost you more than you might think.

Who doesn’t love a pay rise? Or a windfall. Or a boost in the return of your savings or investments? Sometimes, however, depending on your circumstanc(...)

Some of us will need a great deal of care support in our final years, others will remain largely healthy and active until virtually the end. Because o(...)

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