The cost of the help-to-buy scheme could exceed €170 million in 2021, more than four times the original estimated annual cost of €40 million. Photograph: Rui Vieira/PA Wire

Ending the help-to-buy scheme this year could lead to market disruption as developers scale back supply of starter homes, officials at the Department(...)

Mortgage lender ICS is cutting the interest it charges across all its variable and fixed rate products. Photograph: Gareth Fuller/PA Wire

Mortgage lender ICS is cutting the interest it charges across all its variable and fixed rate products. The new rates, which come into force from Mond(...)

You need to put on a sound commercial head, look at areas of rental demand and the yield (return) you can expect on your investment. Photograph: iStock

My partner and I had planned to go abroad in summer 2020 to work for one to two years. We are now hoping we can travel early in 2022. We currently ha(...)

A typical first-time buyer will need about €25,000 for a deposit, and potentially significantly more in Dublin. Photograph: iStock

Almost a year on from our first lockdown, the impact of Covid-19 still overhangs the mortgage market. Whether you’re looking to buy your first home, s(...)

The Affordable Purchase Shared Equity scheme will be aimed predominantly at first-time buyers, although Minister for Housing Darragh O’Brien recently said there will be ‘some exceptions’. Photograph: Alan Betson

With property prices remaining surprisingly resilient, albeit against a background of reduced supply, the introduction this year of a new affordable h(...)

Whether you choose to take the plunge now depends on your own circumstances and whether the sums stack up under the Central Bank, with or without the assistance of one or other of the incentive schemes available. Photograph: iStock

Unrelenting increases in rent have made it cheaper to pay a mortgage than to rent but those entering the property market for the first time can be for(...)

In this case the lender wants to know that you are financially independent – very independent. Photograph: Getty Images

I was reading your article on a married woman who had not owned property before being able to apply for a mortgage in her own name, and I found it ver(...)

More than 6,000 homeowners have availed of the Help to Buy scheme to date. Photograph: Alan Betson

Homeowners at the heart of a Revenue audit into potential abuses of the Help to Buy scheme had exchanged contracts before the tax relief scheme opened(...)

Each parent can give up to €3,000 to a person in a given tax year. That means your two parents can legitimately gift you up to €6,000 between them with no tax liability, either for you or your parents. Photograph: Getty Images

We are first-time buyers currently applying for a mortgage. Over the years I have received gifts from my parents within the rules of the small gift ex(...)

Minister for Finance Paschal Donohoe announced no change in the Help to Buy incentive for first-time buyers after a report by consultants Indecon found that abolishing the scheme now would create uncertainty and damage confidence in the housing market. Photograph: Alan Betson

Abolishing the Help to Buy scheme would create uncertainty and damage confidence in the housing market, a report on the scheme has found. The report (...)

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