Spend less and better: 10 ways to save money in January

Pricewatch: There’s quite a stretch until the next pay day, so here’s a few cost-cutting tips

Use more lists and get into the habit of only buying what you need. Photograph: iStock

Use more lists and get into the habit of only buying what you need. Photograph: iStock

Assuming you were last paid a couple of days before Christmas and won’t get paid again until the end of the month, the gap between the final pay cheque of 2021 and the first one of 2022 could be 40 days.

As if a gap of almost six weeks between pay-days wasn’t bad enough, Christmas will have come at quite the cost for many people with presents and all the food and booze bought and consumed over what was the season to be jolly.

The Irish Times
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