Ten reasons why you can’t get a mortgage in Ireland

Number of factors still preventing people from getting on the property ladder

Turned down for a mortgage? Here’s why it might have happened. Photograph: Getty

Turned down for a mortgage? Here’s why it might have happened. Photograph: Getty

If there are many reasons why people might want to buy a house now – rapidly rising rents and house prices to name just two – there seem to be just as many preventing them.

“Getting a mortgage is as difficult as it has been at any time in my 30 years in the mortgage business,” says broker Michael Dowling of Dowling Financial, adding that while “most people can get a mortgage – it may not be what they’re looking for”.

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