‘I’m afraid my wife is in denial about our financial situation’
Tell Me About It: ‘She’s digging us into a hole that we might not get out of’

‘Overcoming crisis can bind you together and create a solid foundation for your relationship and your family.’ Photograph: iStock
Question: I am struggling financially. I am self-employed and Covid has more or less ruined my business. If things don’t improve in the next few months, I will need to sell the tools of my trade and find paid work, and if I am lucky to find work, I will earn significantly less than I have over the past five years.
Of course, this problem is not unique and many people are faced with similar dilemmas. I dreamt of owning my own business for years and at the end of the last recession I was finally in a position to branch out on my own. My skills are fairly niche, so I was in a good position to make a success out of it.