What's the most important item on your insurance policy?

If the worst happens, the right policy will keep a roof over heads and bills paid

Prioritising life, serious illness and mortgage insurance will protect you, the income-generating golden goose. Photograph: iStock

Prioritising life, serious illness and mortgage insurance will protect you, the income-generating golden goose. Photograph: iStock

None of us is getting out of here alive, that’s a fact. Untimely death, serious illness and disability happen too. When things are rosy, things like life, serious illness and mortgage protection insurance seem a bore. But if the worst happens, the right policy will keep a roof over heads and bills paid.

Life insurance, critical illness and income protection insurance are what financial planner Daniel Hardiman calls “insuring the golden goose”.

The Irish Times
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