Cyril Roux, the Central Bank’s deputy governor for financial regulation:  “imperative that firms have proper systems and controls in place” to ensure lenders are delivering appropriate solutions for consumers.    Photograph: Dara Mac Donaill/The Irish Times

Seven mortgage lenders in Ireland have been found to be in breach of the Code of Conduct on Mortgage Arrears (CCMA) following inspections by the Ce(...)

The O’Connor Family at home in Tallaght (from Left) Scott (10), Sophie (15), Stacey (8) and their father, Daniel O’Connor. Photograph: Nick Bradshaw

Danny O’Connor (40), whose young wife and the mother of his three children died seven years ago, has just been served with notice that their home in K(...)

Banks must be compelled to offer mortgage-to-rent to households in serious mortgage arrears, groups advocating for distressed borrowers have said. Th(...)

 Minister for Finance Michael Noonan: the changes he announced will hopefully have a ‘positive impact on the mortgage arrears problem in Ireland’, said  chief executive of  Irish Brokers Association Ciaran Phelan.  Photograph: Gareth Chaney Collins

There has been a broadly positive response to the Government’s announcement of a major overhaul of the State’s insolvency system. However there is dis(...)

Following adjudication, the Official Assignee takes control of the estates of  applicants declared bankrupt. File photograph: Getty Images

A dozen people were adjudicated bankrupt on Monday at the High Court.Ms Justice Caroline Costello made 12 adjudications, having read in advance the re(...)

It is amazing how the fortunes of Permanent TSB have changed in the past six months

It’s amazing how the fortunes of Permanent TSB have changed in the past six months.Last October, the bank was fingered by the European Central Bank’s (...)

Mortgage arrears service at KBC Bank. Photograph: Bryan O’Brien

Finance Correspondent KBC Bank Ireland and the Irish Mortgage Holders Organisation (IMHO) have agreed to extend their initiative to provide advice and(...)

The IMHO’s proposals will probably prove too radical for the Government but changes will be made. Photograph: Thinkstock

When it comes to home loan arrears, the Irish Mortgage Holders’ Organisation (IMHO) has been an effective advocate for those who are behind with their(...)

Plan involves local authority supplements to prevent 25,000 home repossessions. Photograph: Thinkstock

The Irish Mortgage Holders’ Organisation wants the Government to introduce a State-sponsored split mortgage that would allow local authorities to su(...)

 Gerry O’Boyle, of Land League West, at repossessed houses in Hazel Downs Estate, Ballyhaunis, Co Mayo. Photograph: Keith Heneghan

‘You see up there?” says Gerry O’Boyle, on a road outside Kiltimagh, Co Mayo. He points to a jeep blocking a driveway that leads up to a modest far(...)