‘If we had foreclosures at even Spanish levels – and the crisis here was worse – some 30,000 houses would have been repossessed. Instead, the latest figures indicate fewer than 4,000 homes were repossessed by the end of last year.’ Photograph: Getty Images

The Government is working on yet another plan to deal with mortgage arrears. The crisis has already involved three expert groups and successive policy(...)

It is extraordinary the extent to which the banking sector is behind so many of the woes that litter the business pages of newspapers across t(...)