In the case of loans for house purchase, repayments exceeded drawdowns by €2.1 billion over the 12 months to end-April. Photo: Alan Betson/The Irish Times

Household loan repayments exceeded drawdowns by €283 million during April, according to new figures released by the Central Bank. This follows a mont(...)

Central Bank governor Patrick Honohan: ‘If people were more active in the switching market, it might keep banks on their toes and we would encourage that.’ Photograph: Cyril Byrne

As many as 15,000 holders of standard variable-rate (SVR) mortgages could see their repayments fall by more than €1,000 a year simply by switching (...)

 Patrick Neary, former chief executive of the  Irish Financial Services Regulatory Authority, arriving at the Banking Inquiry on May 28th, 2015. Photograph: Dara Mac Dónaill/The Irish Times 2:43

Former financial regulator Patrick Neary argued for a blanket bank guarantee on the night of September 29th, 2008, as it would provide more certainty (...)

‘Patrick Neary never saw it as his role to be intrusive. Rather, he placed far too much trust in the banks.’ Photograph: Dara Mac Donaill

He’s sorry for how things turned out but it really wasn’t his fault. In a nutshell, that’s what Patrick Neary’s nine-hour appearance at the Oireach(...)

The former financial regulator, Patrick Neary, has said “sorry” for not taking sufficient measures to prevent the banking collapse in Ireland in late 2008. Photograph: Dara Mac Donaill/The Irish Times. 2:43

The former financial regulator has said he regretted that the regulatory system within which he was working had failed. Patrick Neary, who was chief e(...)

Tony Grimes, former deputy governor of the Central Bank arriving at Leinster House for the banking inquiry. Photograph: Sam Boal/Photocall Ireland

Seán Quinn’s exposure to Anglo Irish Bank could have threatened the stability of the entire Irish financial sector, the banking inquiry has heard. To(...)

The Government and the retail banks lobbied the Central Bank not to impose an 80 per cent loan-to-value cap on mortgage lending.

It is perhaps too early to assess the impact of the Central Bank’s intervention in the State’s recalcitrant property market. In the three months since(...)

Speaking at the Oireachtas Banking Inquiry  on Wednesday, Con Horan said he was “sorry the system of supervision did not prevent the collapse of the banking system”. Screengrab: Oireachtas TV

The former prudential director at the Irish financial regulator expressed his “deep regret” that there wasn’t a more “intrusive” approach taken to pre(...)

Property prices rose again last month despite the introduction of new lending restrictions aimed at cooling the market. The latest Central Statistics (...)

Tony Grimes, former Director General at the Central Bank, said in the two weeks running up to mid-September 2008 corporate deposits were being withdrawn.

Sean Quinn’s exposure to Anglo Irish Bank could have threatened the stability of the financial sector, the banking inquiry has heard. Tony Grimes, for(...)