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Thu 09 Sep 2010Mortgages - only risk-free need apply

There are effectively only three lenders left providing mortgages – and most are lending only to highly credit-worthy first-time buyers and trader-uppers

IN JUST four years the mortgage market has been turned on its head. Gone are the speculative purchasers and buy-to-let borrowers. Now the country’s banks and building societies are largely only lending to borrowers who are buying their first home or trading up or down in the market.

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