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Financial Services
Imelda May is fronting the latest credit union advertising campaign. Restructuring looms for community-based lenders

With almost three million members, credit unions have come under stricter regulation and many could be restructured

Technology
Apple chief executive Tim Cook and other company executives, along with US treasury officials, will appear before the Senate subcommittee at a hearing on Capitol Hill today. Government denies facilitating Apple tax avoidance Simon Carswell - Washington Correspondent Simon Carswell Washington Correspondent

US Senate report accuses technology giant of using Irish subsidiaries to avoid paying billions of dollars in tax

Health Pharma
Michelle McIntosh, lead researcher of Monash Institute of Pharmaceutical Sciences, says her group plans to start testing a dry-powdered form of oxytocin by early 2014. Source: Monash University via Bloomberg Failed insulin drug technology may play key role in stemming maternal mortality

Companies working to deliver oxytocin by inhaler in Africa where one in 10 women suffer excessive bleeding after childbirth

Retail & Services
Full-year profits at Marks & Spencer fell to £665 million, their lowest level in four years. Photo: PA Wire Marks & Spencer profits tumble

Struggling clothing and homewares division dragged on growth in food sales

Manufacturing
The $500-billion-a-year industry, which is a gauge of the global economy, has been hit hard by falling demand from austerity-ravaged Europe and slowing growth in China. Photograph: Reuters Cost cuts help ArcelorMittal defy profit warning fears

Shares jump 7.5% as core profits exceed forecasts

Media & Marketing
Image Publications recently relaunched Image.ie and hired a full-time editor, repositioning it as the home for original fashion and lifestyle content rather than a straight reproduction of the print magazine. Image Publications ‘optimistic’ on profits Laura Slattery - Journalist Laura Slattery Journalist

Publisher of women’s glossies and in-flight title ‘Cara’ says turnover grew 34% in 2012

Agribusiness & Food
Greencore chief executive Patrick Coveney. The food company has reported a rise in first half profits. Photograph: Brenda Fitzsimons/The Irish Times Greencore profits up 6.3%

Food company says UK retail environment was under “severe pressure” following horsemeat scandal

Commercial Property
A company of developer Johnny Ronan has won its High Court case aimed at ensuring the annual rent for the Medical Council’s new headquarters in Dublin does not fall below €820,000 Ronan firm wins upwards-only rent review case

Medical Council must pay above market rent for headquarters

Energy & Resources
Brent crude futures steadied near a two-week high this morning, holding around $105 per barrel. Brent holds near 2-week top

Rising Middle East tensions offset concerns about moderating demand growth

Transport & Tourism
Neil Pakey has been appointed the new chief executive of the Shannon Airport Authority. Shannon Airport Authority appoints new CEO

Shannon was separated from the Dublin Airport Authority last December

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Our Columnists

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A meeting is still a meeting no matter how obscure the title

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Simplistic debate on IFSC does no one any favours

Dan O'Brien Dan O'Brien - Economics Editor

Too little credit or too few entrepreneurs?

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