Me & My Money

Sinéad Ní Loideáin, weather anchor, TG4

Are you a saver or a spender?

I’m a saver but if I like something I’ll buy it. Having a few euro for unexpected expenses is always good! There are a few good savings account options out there worth looking at.

Do you shop around for better value?

I always shop around, especially in today’s market. You can get better deals on car, house and travel insurance by doing so. You can save money on your phone, with vouchers or on the weekly shop, too. The only trouble is that it can be time consuming, but I believe it’s worth it in the long run.

What has been your most extravagant purchase ever and how much did it cost?

My most expensive purchase would have to be my car and it was market value at the time. I definitely wouldn’t bother buying a new car now as they lose their value in no time. Plus, there’s always the bus, Luas or train option.

What purchase have you made that you consider the best value for money?

I’ve bought a few meal vouchers online and I think they’re good value for what you get.

Have you ever crossed the Border to shop?

I’ve been on holiday or had the opportunity to work up North and definitely got a few good buys. The cost of petrol and/or accommodation has to be considered, also, to see if it would really be worthwhile.

Do you haggle over prices?

I would always haggle when abroad. You’re expected to sometimes and it can be fun. If you don’t ask, you don’t get – all they can say is no!

Has the recession changed your spending habits?

The recession has made me aware of buying for the sake of it or on a whim, which I wouldn’t do so much now. There are so many items I bought that I didn’t need and just took over the house.

Do you invest in shares?

I would keep an eye on the markets and invest if a proper opportunity presented itself.

Cash or card?

I’m terrible, as I never carry cash. I used to spend all I had in my purse on silly things, but now I use my card so I can keep an eye on my spending.

What was the last thing you bought and was it good value for money?

The last thing I bought was a dress in the sales. I believe it was good value for money but I suppose that depends on how often I wear it, doesn’t it?

Have you ever successfully saved up for a relatively big purchase?

I’ve always believed in savings and having some money put aside in case of an emergency. I tend to look into loans or long-term plans if I’m to make any big purchases. It’s always easier to pay back that way and it seems like less of a burden, too.

Have you ever lost money?

I’ve done so when I’ve bought in the sales. The prices always come down that little bit, but it could be gone so I just get it, is my motto.

Are you a gambler and if so have you ever had a big win?

I’m not much of a gambler, but I would place a few bets on the Grand National or if Galway get to another All-Ireland. Gaillimh Abú!

Is money important to you?

I would love not to have any money worries but that’s unlikely until I win the Lotto. Money wouldn’t really be that important to me as I just take it day by day and only fork out for the essentials. Less clutter and stress . . .

How much money do you have on you now?

I have a €50 note in my purse because I’ve bills to pay!